Money matters to people. And people matter to us.

That's why we've gathered our entire library of resources here, so our members and the community can educate themselves in the areas that matter to them. Home, auto, and personal finance are just a few of the areas we cover in our original content.

Enjoy these informative pieces and follow Visions on social media to catch the latest additions to this ever-growing library of feature articles and FAQs.

  • Auto Loans

    What if you could lock in a great rate on an auto loan whether you wanted a shorter term or longer term? Good news, now you can! We’re offering great, low rates on auto financing for all terms, up to 84 months depending on your loan type. Regardless of a vehicle’s mileage, “New Auto” includes the most recent four model years.

  • Have You Saved for All Seasons?

    Based on your lifestyle, different times of year may have different savings needs. Whether it’s the added expenses of summer vacations or winter holidays, or due to inconsistent income from weather-dependent work or seasonal employment – it’s important to find the budgeting tools and savings accounts that work for you. Here are some of our special savings accounts and tools to consider as you plan your unique calendar of financial needs.

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  • Cybersecurity: "Smart" Fraud

    Not all fraudsters are human. With recent advances in technology, many scams and attempts at fraud are enhanced or channeled through smart technology such as bots and artificial intelligence (AI) software. Protecting yourself generally looks the same, though, whether it’s a human scammer or AI. Here are common scams that utilize AI and a few preventative steps for protecting your accounts and personal information while you’re online.

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  • Optimize Your Digital Banking Experience: Document Center and Visionaries

    We invite you to make the most of digital banking. As you log in, here are a couple of enhancements to consider: Document Center and Visionaries. Enjoy paperless services that are free, faster, greener, and more secure... Or become a beta tester! We’re allowing our newest software, which has already been tested by our own team, to be tested by our digital banking users who enroll as Visionaries.

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  • Visions Announces Partnership with Olympic Athlete Emily Mackay

    The partnership between the credit union and the professional runner will help to promote financial wellness initiatives and charitable causes in communities served by Visions. In addition to running the 1,500m semifinals for Team USA at the Paris Olympics in 2024, Mackay is a professional runner for New Balance who hails from Visions’ hometown of Endicott, NY...

  • Visions Welcomes Patrick Killeen as VP/Chief Risk Officer

    Visions is proud to announce the hire of Patrick M. Killeen as VP/Chief Risk Officer. With over 32 years of experience in risk management, internal auditing, operations, and data analytics for financial institutions, Killeen is a seasoned risk executive eager to support the credit union. As Chief Risk Officer, Killeen is responsible for providing enterprise-wide strategic and tactical leadership in implementing, maturing, and overseeing Visions’ Enterprise Risk Management (ERM) programs, including the identification, assessment, and management of enterprise risk, information security, and regulatory compliance.

  • Zelle® Safety

    Located conveniently in your Visions FCU Mobile app, Zelle® enables you to send and receive money with friends and family, even if they bank somewhere different than you. Follow these easy tips to use Zelle® safely: (1) Only send money to those you know and trust, (2) Beware of payment scams, (3) Treat Zelle® like cash.

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  • 2024 News

    In the news this year: 2024.11.26 Visions Hosts Ribbon Cutting for Rebranded Wealth Management Facility 2024.11.13 Visions Sponsors Logan Knowles for Paralympics 2024.10.24 Visions Grants $25,000 to Foundation’s FACE Program, East Middle School 2024.10.10 Alvernia Partners with Visions for Financial Literacy Education, ...

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  • Visions Impacts Community Through Four Years of Arena Partnership

    Visions has begun its fifth year as naming sponsor of the Visions Veterans Memorial Arena in Binghamton, NY. With support from Visions during the past four years, the local venue has overcome challenges brought by the pandemic and is now bustling with increased attendance and community engagement. County Executive Jason Garnar commented, “Over the past four years...

  • Visions Named to Newsweek’s America’s Best Regional Banks and Credit Unions 2025

    Newsweek and Plant-A Insights Group recognized top regional banks and credit unions in the United States by conducting a large-scale study based on the analysis of over 9,000 institutions, more than 70,000 customer surveys, and millions of social media reviews. “We are honored to be recognized among Newsweek’s America’s Best,” says Celeste Reardon, Visions’ Regional Member Experience Development Manager...

  • Best of Bauer: Visions Starting 2025 with 5-Star Strength

    A 5-Star Superior rating indicates that Visions is one of the strongest financial institutions in the nation, excelling in areas of capital, loan quality, profitability, and more. This marks the 118th consecutive quarter that Visions has earned this top rating, which secures it an even more elite status as a “Best of Bauer Credit Union”, an honor reserved solely for institutions that have maintained a 5-Star rating for 25 years or longer.

  • Visions Wealth Management Hosts Ribbon Cutting for Rebranded Facility

    Visions hosted a ribbon cutting and press conference to celebrate the rebranding of the investment services team as Visions Wealth Management*. The occasion was hosted at their offices in Endicott, NY, which they recently remodeled and rebranded with the new Visions Wealth Management logo. The rebranding coincides with the 20th anniversary of the investment services division and reflects the comprehensive wealth management and advisory services they now offer access to in their community.