Business Checking

Business Checking, Nonprofit Checking, and Debit Cards

Introduction

Small businesses, nonprofits and clubs, large organizations: we've got what you need.
 

Account Types and Services

Visa® Business Debit Cards

The easiest way to handle business expenses is with your business debit card. Tied directly to your business checking account, it also serves as your access to cash at ATMs nationwide.

Additional benefits with your debit card:

• Card Controls available in digital banking
• Visa Zero Liability Protection
• Purchase Security
• Extended Warranty Protection
• Roadside Assistance
• Travel Emergency Assistance Services
• Auto Rental Collision Damage Waiver (Full value of rental car)

Unlock savings with Visa SavingsEdge

Link your Visa Business debit card to activate Visa SavingsEdge, featuring two ways to save more on your business expenses:

• Instant Coupons – Savings at checkout from participating merchants
• Cashback Offers – Make qualifying purchases from participating merchants to earn cashback in the form of credits on your account statements

Better yet, there's no fee to link a Visa Business card. Simply click “Link your card" on the program website to begin. Visit the Visa SavingsEdge website to learn more, explore deals, track your earnings, or link your card today!

Looking for a business credit card? 

Learn about our Visa Business Cash Rewards card.
 

Additional Information

• 24/7 Card Support – Activations, disputes, and fraud alerts

  
  Call our Card Support hotline at 833.224.5785 for:

  • Card activations
  • Lost/stolen card support
  • Fraud/disputes
  • PIN changes
    ...featuring 24/7 availability for any Visions credit card or debit card.
     

  Fraud Alerts program overview:
  By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

  • For Fraud Alerts support, call our Contact Center at 800.242.2120
  • Messaging frequency depends on account activity. For more information, Text HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device.
  • HELP instructions: Text HELP to 32874 for help or call 800.242.2120
    STOP instructions: Text STOP to 32874 to cancel
  • Learn more about fraud protection
     

  Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

  Privacy Notice
   

• Disclosures and resources for more information

   

  • Order Checks for Your Business or Nonprofit Checking Account
  • Learn more about Nonprofit Accounts
  • Business Debit Cardholder Guide to Benefits
  • Privacy Notice

  *The Annual Percentage Yield (APY) disclosed assumes dividends will remain on deposit for a period of 1 year. Nonprofit checking dividend rates are based on credit union earnings at the end of dividend period and cannot be guaranteed. The credit union reserves the right to change or terminate any offerings without notice. Dividends are calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited monthly and compounded monthly. Checking account activity fees may reduce earnings. If the checking account is closed before dividends are credited, you will not receive dividends for the month.

  Visions Federal Credit Union cannot open accounts for local governments or businesses/organizations that deposit public and/or municipal funds.