Mortgages
Found the Home of Your Dreams?
We can help with that. When it comes to our mortgage offerings, we have:
- Attractive Interest Rates
- Low Down Payments
- Quick Turnaround Times
- No Junk Fees
Mortgage Products
Fixed Rate
Rates as low as 2.50%Traditional Mortgages
- 15-Year Fixed
- 20-Year Fixed
- 30-Year Fixed
Specialty Mortgages
- Vacation Home (15-Year)
Adjustable Rate
Rates as low as 2.25%Traditional Mortgages
- 5/5 ARM
- 7/1 ARM
Specialty Mortgages
- First Time Homebuyer
- Income Property
- New Construction
- Manufactured Housing
- Vacation Home
Need Help?
Shopping around for homes? Schedule an appointment to get pre-qualified. Interest payments got you down? We have refinancing options to help with that.
In-Person or Online, we can find a mortgage solution tailor-made just for you.
Have a general mortgage questions? Call our contact center at 800-242-2120 for assistance.
Already Have a Mortgage?
We have something for you too.
Refinance
Lower Your Monthly Payment
Home Equity Loans
Get Money for Your Equity
HELOC
Use Your House to Finance a Dream
Home Improvement
Double Down on Your Investment
Mortgage Resources
Your one-stop shop for all things mortgages.
Credit ReportEscrow Information
Foreclosure Prevention Assistance
Homeowner Insurance
Mortgage Calculators
Mortgage Rates
Eligible Lending Counties - Geographic Boundaries
Visions can lend to the following areas if a person qualifies for membership:
New Jersey
Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union
New York
Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.
Pennsylvania
Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.
