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Make the easy choice for your mortgage!

house with sold sign out frontWhen it comes to our mortgage offerings, we have:

  • Attractive interest rates
  • Low down payments
  • Quick turnaround times
  • No junk fees

To get started:

View our Rates

Schedule an Appointment

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Need Help?

For general mortgage questions, call our Contact Center at 800.242.2120 for assistance. You can also visit your local office or conveniently book an appointment online.

Mortgage Products

Fixed Rate Mortgages

Traditional Mortgages

(1-2 Family and Condo Only)

Adjustable Rate Mortgages

Specialty Mortgages
(Single Family Only)

Cash Clip Tips for Mortgages

Check out these recent episodes from our Cash Clips YouTube series that deal with homeownership

The right fit for you!

multi-racial couple receiving keys to their new houseHome Buying Process

No matter what stage of life you find yourself, getting a new house is a big change. It's good to understand the steps and have a plan. That's why we created a this step-by-step guide to help you through your journey to your new home.

hispanic couple standing in front of their new homeFirst Time Home Buyers

If you rent a house, but always wanted to own a home, Visions can help you achieve that dream. Every person you meet at Visions to get advice or to help with decisions is your future neighbor. And we want to welcome you with the best mortgage program you can get.

Already Have a Mortgage?

We have something for you, too. Click the boxes to learn more.


Lower Your Monthly Payment

Home Equity Loans

Get Money for Your Equity


Use Your House to Finance a Dream

Home Improvement

Double Down on Your Investment

Mortgage Resources

We want everyone to find the right mortgage. To help we have a bunch of resources to give you the information and help you need. Browse our mortgage resources. If you don't see what you need, drop us a line.

Credit Report


Discounted Homeowner Insurance

Foreclosure Prevention Assistance

Escrow Information

Apply today!

Mortgage Checklists

Mortgage Purchase

Mortgage Purchase (Spanish)

Mortgage Refinance

Mortgage Refinance (Spanish)

*Eligible Lending Counties - Geographic Boundaries

Visions can lend to the following areas if a person qualifies for membership:

New Jersey:

Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union.

New York:

Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.


Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.

Mortgage Calculators

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Visions Federal Credit Union

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