Make the easy choice for your mortgage!
When it comes to our mortgage offerings, we have:
- Attractive interest rates
- Low down payments
- Quick turnaround times
- No junk fees
To get started:
Need Help?
For general mortgage questions, call our Contact Center at 800.242.2120 for assistance. You can also visit your local office or conveniently book an appointment online.
Mortgage Products
Fixed Rate Mortgages
Traditional Mortgages
(1-2 Family and Condo Only)
Cash Clip Tips for Mortgages
Check out these recent episodes from our Cash Clips YouTube series that deal with homeownership
The right fit for you!
Home Buying Process
No matter what stage of life you find yourself, getting a new house is a big change. It's good to understand the steps and have a plan. That's why we created a this step-by-step guide to help you through your journey to your new home.
First Time Home Buyers
If you rent a house, but always wanted to own a home, Visions can help you achieve that dream. Every person you meet at Visions to get advice or to help with decisions is your future neighbor. And we want to welcome you with the best mortgage program you can get.
Already Have a Mortgage?
We have something for you, too. Click the boxes to learn more.
Refinance
Lower Your Monthly Payment
Home Equity Loans
Get Money for Your Equity
HELOC
Use Your House to Finance a Dream
Home Improvement
Double Down on Your Investment
Mortgage Resources
We want everyone to find the right mortgage. To help we have a bunch of resources to give you the information and help you need. Browse our mortgage resources. If you don't see what you need, drop us a line.
Discounted Homeowner Insurance
Foreclosure Prevention Assistance
Mortgage Checklists
*Eligible Lending Counties - Geographic Boundaries
Visions can lend to the following areas if a person qualifies for membership:
New Jersey:
Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union.
New York:
Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.
Pennsylvania:
Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.
