Found the Home of Your Dreams?

We can help with that. When it comes to our mortgage offerings, we have:

  • Attractive Interest Rates
  • Low Down Payments
  • Quick Turnaround Times
  • No Junk Fees

Mortgage Products

Fixed Rate

Rates as low as 2.50%

Traditional Mortgages

  • 15-Year Fixed
  • 20-Year Fixed
  • 30-Year Fixed

Specialty Mortgages

  • Vacation Home (15-Year)
Learn More about Fixed Rate Mortgages

Adjustable Rate

Rates as low as 2.125%

Traditional Mortgages

  • 7/1 ARM
  • 10/1 ARM

Specialty Mortgages

  • First Time Homebuyer
  • Income Property
  • New Construction
  • Manufactured Housing
  • Vacation Home
Learn More about Adjustable Rate Mortgages

Need Help?

Shopping around for homes? Schedule an appointment to get pre-qualified. Interest payments got you down? We have refinancing options to help with that.

In-Person or Online, we can find a mortgage solution tailor-made just for you.

Have a general mortgage questions? Call our contact center at 800-242-2120 for assistance.

Eligible Lending Counties - Geographic Boundaries

Visions can lend to the following areas if a person qualifies for membership:

New Jersey

Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union

New York

Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.


Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.

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