Rates Effective July 1, 2024
to July 31, 2024
Average Daily Balance APY Dividend Rate
$0 - $99,999.99 1.25% 1.24%
$100,000 - $249,999.99 1.25% 1.24%
$250,000 - $499,999.99 1.75% 1.74%
$500,000 - $999,999.99 2.50% 2.47%
$1,000,000 & Over 4.00% 3.93%


  • Dividend Rate: Variable rate may change monthly.
  • APY: Annual Percentage Yield.
  • Call 1-800-242-2120 for current rates and information on applicable terms and fees. The Credit Union reserves the right to change or terminate any of these offerings without notice.
  • Dividends are calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month.
  • Dividends are credited monthly.
  • Dividend rates are based on Credit Union earnings at the end of the dividend period and cannot be guaranteed. If you close your Share Money Manager, Checking, or Business Money Market Account before dividends are credited, you will not receive dividends for the month.
  • Member deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  • See Share, Share Certificate, Checking Account Agreements, and Disclosure Statements. All rates & offerings are subject to change or termination without notice. This includes new deposits, transfers from other VISIONS FCU accounts and renewing certificates.
  • Fees may reduce earnings on accounts.
  • Valid for the following Visions account types: Sole Proprietor/DBA, Partnerships, Limited Liability Companies (LLC), Corporations, and Organizations (Associations/Clubs/Nonprofits).
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