SPECIAL OFFER: Double Skip-A-Payment is Back!
Introduction
Give yourself and your piggy bank a break with a Double Skip-A-Payment! By skipping your July and August loan payments, you’ll be free to relax, de-stress, or indulge with that extra cash.*
Better yet, applying is easy! Just stop by your local office to fill out a form. Or conveniently take care of the application online or on your mobile device by logging into digital banking and selecting "Skip-A-Payment" from the "Services" menu. Questions? Give us a call at 800.242.2120.
Additional Information
*For best results, please verify eligibility with a Visions Federal Credit Union representative prior to submitting your Skip-A-Pay form. Limit of two skip-a-payments in a 12-month period. Double Skip is only eligible for July and August payments on qualifying loans. The first loan payment may not be skipped. Credit card payments may be skipped as long as at least 3% of the limit is available. First and second mortgages, home improvement loans, share certificate secured loans, student loans, any purpose signature loans, community solar, auto leases, and residential RV loans are not eligible. The Skip-A-Pay program is offered to eligible members with no penalties or late fees and with no adverse effect on your credit. If you are requesting a Skip-A-Payment on a loan that has GAP coverage, you understand that you may jeopardize any future GAP claim in the event of a total loss on the covered vehicle. Please refer to your GAP contract for further details or speak with a loan representative for further information. Interest will continue to accrue and when you make your next payment, more of the payment will be applied to your interest.
ALL Borrowers/Guarantors who signed original agreement must sign the skip application form.
