Special Seasonal Offer: Summer Double Skip is back!
Introduction
Give yourself and your piggy bank a break from your qualifying Visions loans with our Summer Double Skip-a-Payment offer! Apply today to skip your eligible loan payments in July and August* and get ready to kick back, relax, and indulge in all that extra cash back in your summer-fun budget.
For another way to make the most of your Double Skip money, check out our 12-Month Share Certificate Special, where a new-money-only deposit can score you 4.50% APY** for an entire years worth of savings and dividend build up – right in time for summer 2027.
Applying to skip payments is easy!
Just stop by your local office to fill out a form. For a more convenient option, you could also complete the application by logging into digital banking from your web browser or mobile device and then selecting "Skip-A-Payment" from the "Services" tab. Questions? Give us a call at 800.242.2120.
Ready to tackle your debt? We're in your corner.
If skipping a monthly payment sounds nice, but you're looking for a broader solution to financial challenges, we can help with that, too. Connect with a debt expert who can help you crunch numbers and weigh your options – for free!
Financial Counseling
Our team of nationally accredited financial counselors offers free, one-on-one, confidential counseling. Request a session to:
- Review your budget
- Discuss credit history
- Explore debt management
- Consider options for consolidation
We'll help you find a path forward that can build your confidence and support your financial goals. Get started or check out additional online resources:
Additional Information
Summer Double Skip Offer Details
*For best results, please verify eligibility with a Visions Federal Credit Union representative prior to submitting your Skip-A-Pay form. Limit of two skip-a-payments in a 12-month period. Double Skip is only eligible for July and August 2026 payments on qualifying loans. The first loan payment may not be skipped. Credit card payments may be skipped as long as at least 3% of the limit is available. First and second mortgages, home improvement loans, share certificate secured loans, student loans, any purpose signature loans, community solar, auto leases, and residential RV loans are not eligible. The Skip-A-Pay program is offered to eligible members with no penalties or late fees and with no adverse effect on your credit. If you are requesting a Skip-A-Payment on a loan that has GAP coverage, you understand that you may jeopardize any future GAP claim in the event of a total loss on the covered vehicle. Please refer to your GAP contract for further details or speak with a loan representative for further information. Interest will continue to accrue and when you make your next payment, more of the payment will be applied to your interest.
ALL Borrowers/Guarantors who signed original agreement must sign the skip application form.
Limit of two Skip-a-Payments or one Double Skip in a 12-month period.
12-Month Share Certificate Special Offer Details
**APY = Annual Percentage Yield. Credit union membership of $1 is required – certain restrictions apply. Speak with a representative for membership eligibility details. APY assumes principal and dividends remain on deposit for the term of the certificate. 12-month term only. Minimum balance of $500 required for new certificate; 100% new money deposit required to qualify for promotion. New money defined as money not previously on deposit at Visions Federal Credit Union prior to certificate opening. Dividends calculated using the daily balance method, applying a daily periodic rate to the ending balance each day. Dividends are compounded daily and credited monthly. Dividends are based on credit union earnings at the end of the dividend period and cannot be guaranteed. Dividends earned on balances of $500 and greater. Fees may reduce earnings on account. Early withdrawal penalties may apply. Unless otherwise instructed, product changes to a 12-17-month certificate term upon maturity, earning applicable APY at that time. Business and consumer openings available in person or over the phone; online account opening and online funding available to consumer members only. This offer, including the advertised rate and APY, is accurate effective 4/29/2026 and is subject to change or expire without notice, no later than 6/30/2026. Federally insured by NCUA.
