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Whether you need to build it, fix it, or expand it, a home improvement loan can help you afford it.

Introduction

If there's a fact of life for homeowners, it's this: there's always another project.

That doesn't have to be such a bad thing, though. In general, the money you put into your home is money you get back. Whether that's by building some equity or just enjoying your space a little more, you can consider a home improvement as one investment with two repayments.

Check out our rates and extended terms to find out how a home improvement loan can be a smart choice with a big payoff.

Additional Information

  • Eligible Lending Counties - Geographic Boundaries

    Visions can lend to the following areas if a person qualifies for membership:

    New Jersey:

    Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union

    New York:

    Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Greene, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.

    Pennsylvania:

    Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.
     

  • Debt Protection

    Your Home Improvement Loan may also qualify for Debt Protection. Add it to your loan during the application process or contact us at 800.242.2120 to request changes to your coverage. Learn more about Debt Protection.
     

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