Revised 4/1/22

FACTS WHAT DOES Visions Federal Credit Union
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Visions Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Visions Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes
information about your creditworthiness 
No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you Yes Yes
To Limit Our Sharing
  • Call 800.242.2120 - Option 4
  • Visit one of our branches

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 800.242.2120 or visit one of our branches.
Who we are
Who is providing this notice? Visions Federal Credit Union; Visions Analysis LLC and Visions Insurance Agency LLC
What we do
How does Visions Federal Credit Union
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Visions Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Make a deposit or withdrawal from your account
  • Show current Government ID

 We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Visions Federal Credit Union affiliates include: Visions Analysis LLC and Visions Insurance Agency LLC.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Non-affiliated companies we share with can include insurance providers.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial service providers, non-financial companies, and others.
Referral Program

Get rewarded for sharing Visions with your friends and family.

Get $25 when they open an account!

Refer Now

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