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  Revised 12/2025


FACTS
WHAT DOES Visions Federal Credit Union
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Visions Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Visions Federal Credit Union share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes-
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes-
information about your transactions and experiences		 Yes No
For our affiliates' everyday business purposes-
information about your creditworthiness		 No We don't share
For non-affiliates to market to you No We don't share
Questions?  Call 800.242.2120

Who we are
Who is providing this notice? Visions Federal Credit Union; Visions Analysis LLC; and Visions Insurance Agency LLC

What we do
How does Visions Federal Credit Union
protect my personal information?		 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does Visions Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account
  • Show your government-issued ID

 We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Financial companies such as Visions Analysis LLC and Visions Insurance Agency LLC 
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Visions Federal Credit Union does not share information with non-affiliates so they can market to you. 
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies. 
Visions Federal Credit Union

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