First-time buyer? No money down!

Introduction

Let us help you wake up in your own home. It's the American dream, and one you can make reality.

  • 100% of the Purchase Price or Appraised Value, whichever is lower
  • No Money Down
  • 5y/6m, 7y/6m and 10y/6m ARM
  • Single-Family Only
  • Owner Occupied
  • No PMI
  • Escrow Required
  • Maximum Term 30 Years
  • Bi-Weekly and Monthly Payments Available
  • Gift Funds Allowed & Up to 3% Seller Concessions Allowed
  • No Manufactured Housing

Features

Loan Amount

Minimum loan amount - $25,000

Maximum loan amount - $500,000

Proof of home owner's insurance is required.

Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.

Mortgages Articles

Visions Donates $100,000 to Habitat for Humanity

"The Big Give" 2021 Endwell, NY – Visions Federal Credit Union today announced a gift of $100,000 to ten Habitat for Humanity chapters in New Jersey, New York, and Pennsylvania. Each chapter will receive $10,000 as part of “The Big Give.” Giving back is a core part of Visions'…

Making Sense of Mortgages

Making Sense of Mortgages Closing costs, PMI, ARM, escrow…figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll…

When Should You Consider an Adjustable Rate Mortgage?

When Should You Consider an Adjustable Rate Mortgage? Looking for a lower-interest alternative to the traditional 15- or 30-year fixed rate mortgage? Consider an adjustable rate mortgage, like the popular 5/5 ARM, for any number of needs or situations. What's a 5/5 ARM? Well, th…

Referral Program

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Get $25 when they open an account!

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