First-time buyer? No money down!

Introduction

Let us help you wake up in your own home. It's the American dream, and one you can make reality.

  • 100% of the Purchase Price or Appraised Value, whichever is lower
  • No Money Down
  • 5y/6m, 7y/6m, or 10y/6m ARM
  • Single-Family Only
  • Owner Occupied
  • No PMI
  • Escrow Required
  • Maximum Term 30 Years
  • Bi-Weekly and Monthly Payments Available
  • Gift Funds Allowed & Up to 3% Seller Concessions Allowed
  • No Manufactured Housing

Features

Loan Amount

Minimum loan amount - $25,000

Maximum loan amount - $500,000

 

Rate will not adjust below 3.00% APR and will not increase more than 5.00% APR above initial rate at closing.

Proof of home owner's insurance is required.

Mortgages Articles

  • Making Sense of Mortgages

    Making Sense of Mortgages Closing costs, PMI, ARM, escrow…figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll…

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  • Yes, You Should Probably Get a Home Inspection

    Yes, You Should Probably Get a Home Inspection Look at that – I answered your Google search right up front. And I mean it: a home inspection is a valuable part of the home buying process, even if it's not always a requirement to get a mortgage. Here's why. If these walls could…

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  • Mortgages and Your Credit

    When it comes to mortgages and your credit, there are a few main considerations. How Does My Credit Score Affect My Mortgage? It's no surprise that your credit score matters when buying a home and applying for a mortgage. The rule of thumb is if you have a higher credit score,…

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