First-time buyer? No money down!
Introduction
Let us help you wake up in your own home. It's the American dream, and one you can make reality.
- 100% of the Purchase Price or Appraised Value, whichever is lower
- No Money Down
- 5y/6m, 7y/6m and 10y/6m ARM
- Single-Family Only
- Owner Occupied
- No PMI
- Escrow Required
- Maximum Term 30 Years
- Bi-Weekly and Monthly Payments Available
- Gift Funds Allowed & Up to 3% Seller Concessions Allowed
- No Manufactured Housing
Features
Loan Amount
Minimum loan amount - $25,000
Maximum loan amount - $500,000
Proof of home owner's insurance is required.
Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.
Mortgage Calculators
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Am I better off refinancing?
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Am I better off renting?
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How advantageous are extra payments?
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How can I reduce mortgage insurance costs?
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How much can I borrow?
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How much should I put down for a new home?
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How much will my adjustable rate payments be?
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How much will my interest-only payment be?
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How much will my mortgage payments be?
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Should I pay points to lower the rate?
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What extra monthly payment is needed to pay off my loan by a specific date?
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What extra monthly payment is needed to reach my target Loan-to-Value (LTV) ratio by a specific date?
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What home can I afford?
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What will my closing costs be?
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What will my refinancing costs be?
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Which is better: 15- or 30-year loan term?
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Which is better: fixed or adjustable?
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Which is better: interest-only or traditional?
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Which lender has the better loan?
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Which loan is better?
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How much equity do I have?
Mortgages Articles
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Making Sense of Mortgages
Making Sense of Mortgages Closing costs, PMI, ARM, escrow…figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll…
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When Should You Consider an Adjustable Rate Mortgage?
When Should You Consider an Adjustable Rate Mortgage? Looking for a lower-interest alternative to the traditional 15- or 30-year fixed rate mortgage? Consider an adjustable rate mortgage, like the popular 5/5 ARM, for any number of needs or situations. What's a 5/5 ARM? Well, th…
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Mortgages and Your Credit
When it comes to mortgages and your credit, there are a few main considerations. How Does My Credit Score Affect My Mortgage? It's no surprise that your credit score matters when buying a home and applying for a mortgage. The rule of thumb is if you have a higher credit score,…
