Visa® Business Cash Rewards
Introduction
Visions Visa® credit cards are all about flexibility, convenience, security,
and cash back on each and every purchase.
When you open any Visa® card with Visions, you can be certain your card will be accepted nationwide and worldwide. Couple that with local service you know and trust, and you have the perfect card for you and your growing business.
Plus, now is the perfect time to apply for our Visa® Business Cash Rewards credit card, because not only will you receive a credit card specifically designed to reward local businesses and nonprofits just like yours –
You'll also get the opportunity to earn an additional $50*
in CashBack+ Rewards!
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Open any new Visions Visa® Credit Card by October 31st. |
Tap it, chip it, swipe it, type it – spend $5,000 within the first 90 days of opening your card. |
Earn $50 in CashBack+ rewards – alongside all the other cash back you’ve been earning on every single purchase! |
So take all those day-to-day expenses in stride, knowing Visions' CashBack+ rewards has your back.
Apply today and be sure to check out all the benefits and features of the Visa® Business Cash Rewards card,
available as a secured or unsecured line of credit for your business or nonprofit.
Have a Consumer Account?
You can get in on the rewards over there too!
Be sure to check out our Visa ® Platinum and Elite Visa® Signature cards and all the benefits that come with them
to discover which one suits you best!
The choice is yours – and so is the cash back.
Features
Cash back. It doesn't get any better than that.
A Visa® Business Cash Rewards card from Visions features 1% cash back on qualifying purchases. No need to worry about points or minimum redemption requirements, just spend with ease, redeem your CashBack+ balance in digital banking, and enjoy the reward. Check out CashBack+ for reward program details.
Secured or Unsecured
Our Visa Business Cash Rewards credit card is available as a secured or unsecured line of credit. That means you could qualify for great low rates and all the same great benefits with our secured card – whether your business has low credit or no credit!
Want to build business credit? We can help! By using your secured credit card responsibly and making reliable payments, you could establish your business' credit history in just a matter of time. Speak with a representative for more details or to secure your new card today.
Even more great benefits
- Card Controls available in digital banking
- Visa Zero Liability Protection
- Purchase Security
- Extended Warranty Protection
- Roadside Assistance
- Auto Rental Collision Damage Waiver (full value of rental car!)
- Travel Emergency Assistance Services
For purchase and travel protections: Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for more information.
Stop by your local office or call 800.242.2120 to apply!
Unlock savings with Visa SavingsEdge
Link your Visions Federal Credit Union Business Cash Rewards card to activate Visa SavingsEdge, featuring two additional ways to save more on your business expenses:
- Instant Coupons – Savings at checkout from participating merchants
- Cashback Offers – Make qualifying purchases from participating merchants to earn cashback in the form of credits on your account statements
Better yet, there's no fee to link a Visa Business card. Simply click “Link your card" on the program website to begin. Visit the Visa SavingsEdge website to learn more, explore deals, track your earnings, or link your card today!
Additional Information
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24/7 Card Support – Activations, disputes, and fraud alerts
Call our Card Support hotline at 833.224.5785 for:- Card activations
- Lost/stolen card support
- Fraud/disputes
- PIN changes
...featuring 24/7 availability for any Visions credit card or debit card.
Fraud Alerts program overview:
By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.- For Fraud Alerts support, call our Contact Center at 800.242.2120
- Messaging frequency depends on account activity. For more information, Text HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device.
- HELP instructions: Text HELP to 32874 for help or call 800.242.2120
STOP instructions: Text STOP to 32874 to cancel - Learn more about fraud protection
Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.
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Making payments to your Visions credit card
Payments to your Visions credit card can be made in person, over the phone, online, at ATMs, or in our Visions FCU Mobile app.You can also mail payments to:
Visions Federal Credit Union
PO Box 630685, Cincinnati, OH 45263-0685 -
Card Controls and transaction alerts
Receive real-time alerts via text message or email for transactions made on your Visions debit cards and credit cards!
It's your money – take charge of it!
You can use your Visions FCU Mobile app to control when, where, and how much you spend. Set alerts to help stay in control of your card usage and finances, and disable your card if it gets lost. Personalize your preferences, track and limit spending, and more.
Get started by enrolling in digital banking, logging into your account, and navigating to Card Controls – located in the Quick Links on your Home page and also in the Services menu dropdown.
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Disclosures and resources for more information
Business Cash Rewards Cardholder Guide to Benefits
*APR = Annual Percentage Rate. Rates and terms available on new loans only. Certain relationship criteria are required to receive rates – ask for details. Credit union membership required with a $1 minimum deposit – certain restrictions apply. Check with a Visions Federal Credit Union representative for membership eligibility details. Credit card rates based on creditworthiness; applications subject to standard credit criteria. Rates can change at any time.
*Visions membership required with $1 minimum deposit; restrictions apply, visit visionsfcu.org/join for eligibility details. To qualify, recipient must open a new Visions credit card by October 31, 2026 and make transactions totaling at least $5,000 within 90 days of opening their credit card. Card types include Visa Platinum, Elite Visa Signature, and Visa Business Cash Rewards. Annual Percentage Rates, rewards, and features vary by card type; visit visionsfcu.org/credit cards for details. Applications subject to creditworthiness and standard credit criteria. $50 in CashBack+ rewards will be deposited to the member’s CashBack+ account in digital banking by the 15th business day of the month following their 90-day promotional period, which starts when the new card is opened. Valid during the promotional period of September 1 to October 31, 2026. Visions reserves the right to modify or cancel this offer without notice. The CashBack+ reward from this promotion expires three years after accrual. The following transaction types are excluded: cash, loan or bill payments, purchasing of stocks or financial instruments, money transfers, prepaid/gift card reloads, gambling, and government services-related fines and payments. This featured offer is a one-time reward and cannot be repeated. Valid for first-time credit cards on the account only; member cannot have had or been a coborrower on any Visions credit card prior to this promotion. Borrower must be 21 years of age or older to qualify for this offer. Federally insured by NCUA.
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