CashBack+

Dreaming of your next Getaway?

From now until September 30th, you can treat yourself to JetBlue Vacations' value-packed
flight + hotel and flight + cruise packages
-- and earn 10% cash back (up to $50) on your Visions Visa® credit card while you're at it**.

From across the U.S. to the Caribbean, to Latin America and beyond, use your Visions Visa® credit card today on any eligible JetBlue Vacations purchase made directly on the JetBlue Vacations website to start earning cashback while you kick back.

What are you waiting for? Explore your travel destinations today and enjoy your rest, relaxation, and CashBack+!

Visions CashBack+

Earn cash back on everyday shopping with your Visions account.

GIFT CARD OFFERS

Purchase digital gift cards with bonus cash back percentages directly from your digital banking account – and instantly build your CashBack+ balance!

CREDIT CARD REWARDS

Boost your CashBack+ balance each month by spending with your Visions credit card, while tapping into your card's other great benefits, too.

PAY APP

With the great bonus offers in the CashBack+ Pay app, you could even match the exact amount of your purchase while you're shopping in store or online.

We're excited to offer these great benefits all our members.

We believe your money should work harder for you. That’s why we created CashBack+, a member-first rewards program that gives you real cash back just for how you shop and engage with Visions.

Get started with Visions CashBack+ by enrolling in digital banking or applying for a credit card today!

Rewards at your fingertips!

Access CashBack+ in digital banking to manage and redeem your cash back.

Convenient Dashboard
The CashBack+ dashboard in digital banking lets you view your CashBack+ balance, transfer or redeem your balance, review your recent activity, and more – from anywhere in the US.

Exclusive Offers
Explore exclusive gift card offers featuring bonus cash back percentages and redeem them for your chosen amount with funds from your savings, checking, or your available CashBack+ balance.

Visions FCU Mobile:

Rack up bonus cash back during checkout with the CashBack+ Pay app.

Seamless Payments
Connect your Visions account with the same secure protection as digital banking. Once you're logged in, tap into instant cash back rewards by using gift cards as your payment method at checkout, in store or online.

Instant Cash Back
Better yet, the payment is instant and so is the cash back! Each gift card purchased in the app will add instant cash back to your available CashBack+ balance.

CashBack+ Pay:

Visions CashBack+ FAQ

How does CashBack+ work?

CashBack+ is an exclusive marketplace accessible within digital banking that has a large variety of cashback offers from hundreds of well-loved brands. This is a unique benefit that allows Visions members to receive cash back when they purchase digital gift cards to do their everyday shopping. Members can also earn cash back rewards by making purchases using their Visions credit cards. The brands available for gift card purchases are personalized to members, and the offers are updated frequently.
You can find CashBack+ linked on the digital banking Home page. Must be enrolled in digital banking and CashBack+ to participate.
How can I track my cash back rewards across different accounts?

You can track your rewards easily through both online and mobile banking platforms. Simply log into your account then open the link to CashBack+. The CashBack+ dashboard in digital banking will display your CashBack+ balance, history, and available rewards in one place.
Are there any waiting periods or minimums to redeem my cash back?

No waiting periods and no minimums. Your cash back is ready to use as soon as it appears in your CashBack+ balance. Credit card rewards are added monthly, while brand-funded rewards show up instantly.
What are the details of my credit card's reward program (qualifying purchases, cash back expiration, etc.)?
Rewards terms and conditions vary by card. Visions cardholders can earn the following in CashBack+ for qualifying purchases:
- Visa® Platinum users earn 1% cash back
- Elite Visa Signature® users earn 2% cash back
- Visa® Business Cash Rewards users earn 1% cash back
Points will expire on the last day of the month, three years after the date of issuance. Please select your card below to review your CashBack+ Rewards Program Terms and Conditions:
Can I redeem gift card offers and cashback without using the CashBack+ Pay app?

Yes. You can manage your cash back in the CashBack+ dashboard in digital banking, whether you're logged in at visionsfcu.org or our Visions FCU Mobile app. You can also discuss your CashBack+ account, check your balance, and request redemptions by speaking with a representative in our Contact Center at 800.242.2120.
Will my cash back expire if I leave it in my CashBack+ balance?

Cash back does not expire if it was earned from brand-funded gift card offers.
Cash back that’s earned from credit cards will expire after three years. See your credit card's rewards program terms and conditions for details. Current reward terms are available here.
What does “Pending” cashback mean in the Activity section?

Credit card rewards will be processed on the first of the following month. Pending cashback has been earned but is still processing and is not yet available to utilize. Once processing is complete, it becomes available and appears in the cashback balance.
Are there fees or limits to using the CashBack+ program or earning cash back?

No. CashBack+ is free to use for eligible Visions members who are enrolled in digital banking, and there is no overall limit on cash back earnings.
Brands may limit the amount you can purchase on a digital gift card or the amount you can redeem on a brand-funded gift card offer.
Can I request a physical gift card?

Physical gift cards are not available through CashBack+. All gift cards purchased through this program are digital gift cards.
How does the CashBack+ Pay app work?

In-store payments: Select the merchant from the ‘In-store’ shopping option. When the cashier provides your purchase total, enter the amount into the app and confirm the purchase. The app will generate a barcode, which you’ll present and have scanned at checkout as your payment method.

Online shopping: Select the brand you’ll like to shop with from the ‘online’ shopping option. This will open the brands website directly within the CashBack+ Pay app. Shop as you normally would then proceed to your cart and begin checkout. On the checkout screen, select the CashBack+ pop up cashback offer at the bottom of the page. CashBack+ automatically pull in your cart total and allow you to purchase a digital gift card using your credit union account checking or savings account. Once the gift card is purchased, CashBack+ will automatically apply the code to your cart to complete your purchase.

*Visions membership required with $1 minimum balance. Must be eligible; see visionsfcu.org/join for membership eligibility details. Visions offers CashBack+ to members with active accounts in good standing through programs powered by Prizeout. CashBack+ Pay allows users to download an app from the App Store or the Google Play store and link their Visions online account. This program enables members to earn cash back on eligible credit card purchases, which accrues monthly in the CashBack+ balance. Members may redeem or purchase select brand funded gift cards in set denominations and earn cashback at varying percentages, which is credited immediately to their CashBack+ wallet after purchase. Visions may modify or end the program at any time without prior notice. Gift card offers are not products of Visions and are subject to merchant terms; see prizeout.com/terms.

**Visions credit cardholders get 10% cash back on eligible JetBlue Vacations purchases, up to $500 in spend and max $50 cash back, at Jetbluevacations.com. Eligible JetBlue Vacations purchases are those made through Jetbluevacations.com and for trips booked and taken during the promotional period. The promotional period starts on July 1, 2026 and lasts through September 30, 2026. This cashback offer is only valid on the amount that posts to your credit card account during the promotional period of July 1, 2026 to September 30, 2026; if a split payment is made wherein a deposit is placed but the remaining balance due does not post until after the promotional period, only the amount posted during the promotional period will earn the promotional cash back rate. Members’ cash back accrues daily and is awarded monthly to their CashBack+ balance, typically on the first day of the following month. The promotion is available to Visions credit cardholders with active accounts and in good standing at time of reward accrual and fulfillment. Members should always confirm that payment is made with their Visions credit card before completing a purchase in order to earn 10% cash back. The offer is sponsored by CashBack+, powered by Prizeout. JetBlue Vacations is not affiliated with or sponsoring this promotion. Visions Federal Credit Union reserves the right to modify or discontinue this offer at any time without notice.