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Credit Cards

Credit cards built with you in mind.

Convenience, local service, and great rates – these are all things you’ve come to expect from your Visions account. Our Visa Platinum and Visa Elite give you all that and more, featuring options designed to help you do even more with your money.

Whether you’re shopping down the street or traveling abroad, you’ll enjoy worldwide access, convenient payment options, and the ability to earn rewards that matter to you.

Travel often? Our Visa Elite was made for you, featuring lost luggage reimbursement, worldwide travel accident insurance, and more.

How about a card with no annual fee that still earns you points? Say hello to our Platinum, with its low rate and flexible rewards that range from gift cards to cash redemptions to charitable donations.

Whatever you need and wherever you’re going, our credit cards provide you with great value and peace of mind that you’re covered for any situation.

Check out our credit card rates!

Apply now!

Personal credit cards

card designs

Rewards and Prewards

Plus, no balance transfer fee!

That's right – you will not be charged a fee when you transfer balances from other high-rate credit cards to one of ours!

Just advance your funds into your checking account and write a check or pay online. It's that simple!

Business credit cards

Own a business and looking for a great credit card that earns you more? Check out our business credit card options.

Activation and fraud alerts

Toll free assistance: 800.242.2120

Card activation: 866.642.0450

Report lost/stolen card: 800.528.2273; International – 812.647.9794

Fraud/disputes: 800.808.6402


Payments can be made in person, over the phone, online, at the ATM, or through the Visions FCU Mobile app.

You can also mail payments to:

Visions Federal Credit Union
PO Box 630685
Cincinnati, OH 45263-0685

Additional Resources

Credit Line Calculators

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Visions Federal Credit Union

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