Elite. Signature. Designed for you.


Enjoy the things that matter to you: security, convenience, and Rewards!

Your life’s going to take you places – you know it, we know it. And with 2% cash backpremium travel perks, and no foreign transaction fees, our Elite Visa Signature® card is the clear choice for people on the go.

Visions FCU Visa Elite Signature Credit Card


Here's what you'd get with an Elite Visa Signature®

  • Rewards – including 2% cash back
  • No annual fee, no balance transfer fee, and no foreign transaction fee
  • Tap to pay and mobile wallet functionality supporting Apple Pay™, Samsung Pay™, Google Pay™, Garmin Pay™, and Fitbit Pay™

Plus, these perks, protections, and benefits from Visa®

How's all that sound? If you can see why our Elite Visa Signature® is the right move, then perhaps it's time to start shopping – and traveling – with confidence.

Fast, Secure, Contactless Payments

Safety is our priority, which is why all of our cards utilize Tap to Pay technology. It's as easy as 1-2-3!

  1. Search for the Contactless symbol on a store's checkout terminal
  2. Tap your compatible card, mobile phone, or wearable device within a few inches of the Contactless symbol on the checkout terminal when prompted
  3. And you're done! Your payment is securely processed in seconds

Activation and fraud alerts

Simply call 833.224.5785 for:

  • Card activations
  • Lost/stolen card support
  • Fraud/disputes
  • PIN changes

Featuring 24/7 availability for all requests.

Fraud Alerts Program Overview
Messaging frequency depends on account activity. For more information, TEXT HELP
to 32874. To cancel fraud text messaging services at any time reply STOP to any alert
from your mobile device.

For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel

Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Privacy Policy


Payments can be made in person, over the phone, online, at the ATM, or through the Visions FCU Mobile app.

You can also mail payments to:

Visions Federal Credit UnionPO Box 630685Cincinnati, OH 45263-0685

Additional Resources

For additional information regarding your APR, cash advances, balance transfers, and more, see our pricing addendum.

*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Visions immediately of any unauthorized use. Contact Visions for more details.

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  • Preventing Card Fraud

    Protecting your cards from suspicious activity Visions has an extra fraud prevention program to protect your credit and debit card. You may encounter some instances where your transaction could be declined if the activity is considered extremely suspicious. If you plan on travel…

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