Elite. Signature. Designed for you.
Introduction

Enjoy the things that matter to you: security, convenience, and Rewards!
Your life’s going to take you places – you know it, we know it. And with 2% cash back, premium travel perks, and no foreign transaction fees, our Elite Visa Signature® card is the clear choice for people on the go.
Features
Experience a higher level of rewards and convenience
- Rewards – including 2% cash back
- No annual fee, no cash advance fee, and no foreign transaction fee
- Cards can be instantly issued in branch
- Contactless cards with Tap to Pay functionality
- Mobile wallet and Tap to Add compatibility
- Supporting Apple Pay™, Samsung Pay™, Google Pay™, and Garmin Pay™
Plus, these perks, protections, and benefits supported by Visa®
- Card Controls available in digital banking
- Visa Zero Liability Protection*
- Purchase Security/Extended Protection
- ID Navigator Powered by NortonLifeLock
- Visa Signature Luxury Hotel Collection
- Visa Signature Concierge Service
- Travel and Emergency Assistance Services
- Roadside Assistance
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Trip Delay Reimbursement
- Lost Luggage Reimbursement
- Baggage Delay Reimbursement
- Sofar Sounds access to presale tickets and more
- Shipt free trial membership and discount
- Skillshare free trial membership and discount
How's all that sound? If you can see why our Elite Visa Signature® is the right move, then perhaps it's time to start shopping – and traveling – with confidence.
For purchase and travel protections: Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for more information.
Your credit card may also qualify for Debt Protection. Add it during the application process or contact us at 800.242.2120 to request changes to your coverage. Learn more about Debt Protection.
Fast, Secure, Contactless Payments
All of our cards utilize Tap to Pay technology. It's as easy as 1-2-3!
- Search for the Contactless symbol on a store's checkout terminal
- Tap your compatible card, mobile phone, or wearable device within a few inches of the Contactless symbol on the checkout terminal when prompted
- And you're done! Your payment is processed securely in a matter of seconds
If you're shopping at a participating location, you could even process a card payment from your Amazon One account by paying with your palm!
Additional Information
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Payments to your credit card
Payments to your Visions credit card can be made in person, over the phone, online, at ATMs, or in our Visions FCU Mobile app.
You can also mail payments to:
Visions Federal Credit Union
PO Box 630685, Cincinnati, OH 45263-0685
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24/7 Card Support – Activations, disputes, and fraud alerts
Simply call 833.224.5785 for:- Card activations
- Lost/stolen card support
- Fraud/disputes
- PIN changes
Featuring 24/7 availability for all requests.
Fraud Alerts program overview:
Messaging frequency depends on account activity. For more information, TEXT HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device.For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.
HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancelRelease of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.
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Requesting new or replacement cards
Approved credit and debit cards can be instantly issued in branch so you can have easy access to your funds. You can also enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, report lost cards, request a replacement, and more – all on your web browser or using the Visions FCU Mobile app!
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*Resources – Disclosures, guide to benefits, and rates
- Elite Visa Signature® Cardholder Guide to Benefits
- Credit Card Application and Solicitation Disclosure
- Credit Card Rates
For additional information regarding your APR, cash advances, balance transfers, and more, see our pricing addendum.
Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Visions immediately of any unauthorized use. Contact Visions for more details.