Your card for the everyday and the everywhere.


Convenience, great rates, and local service – these are all things you’ve come to expect from your Visions account. Now, you can get all that with your credit card, too.

Our Visa® Platinum is the perfect fit for whatever your needs, featuring flexible limits, no annual fees, and a rewards system that’s as simple as one dollar = one point. Use Rewards for travel, gift cards, charitable donations, and more.

We think a Visa® Platinum deserves a spot in your wallet, and we think you will, too.

Visions FCU Visa Platinum Credit Card


Here's what you'd get

  • 1% cash back on purchases with an automatic redemption option
  • Zero annual fee and zero balance transfer fee
  • Cards can be instantly issued in branch
  • Contactless cards using Tap to Pay functionality
  • Mobile wallet supporting Apple Pay™, Samsung Pay™, Google Pay™, Garmin Pay™, and Fitbit Pay™

Additional benefits with Platinum

  • Visa Purchase Alerts
  • Visa Zero Liability Protection*
  • Purchase Security/Extended Protection
  • Travel Accident Insurance
  • Roadside Assistance
  • Travel Emergency Assistance Services
  • ID Navigator Powered by NortonLifeLock
  • Sofar Sounds
  • Shipt

Want to build your credit? Try a secured credit card!

A secured credit card is perfect for the individual looking to build – or rebuild – their credit. Here's how it works:

With a secured credit card, you agree to hold some of your own money as collateral to the institution, with your credit limit tied to your investment. So, for example, if you agree to a $1,000 voluntary hold in your account, that means you have access to a $1,000 credit line. The money on hold in your account is still yours, you just can't access it. After a time – perhaps a year or two – in which you have consistently made your payments, you may qualify for an unsecured card and have your money released from its hold.

Ask a representative today to see if this credit building solution is right for you!

Woman with a credit card on a laptop

Activation and fraud alerts

Simply call 833.224.5785 for:

  • Card activations
  • Lost/stolen card support
  • Fraud/disputes
  • PIN changes

Featuring 24/7 availability for all requests.

Fraud Alerts Program Overview
Messaging frequency depends on account activity. For more information, TEXT HELP
to 32874. To cancel fraud text messaging services at any time reply STOP to any alert
from your mobile device.

For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel

Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Privacy Policy


Payments can be made in person, over the phone, online, at the ATM, or through the Visions FCU Mobile app.

You can also mail payments to:

Visions Federal Credit UnionPO Box 630685Cincinnati, OH 45263-0685

Additional Resources

For additional information regarding your APR, cash advances, balance transfers, and more, click here.

*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Visions immediately of any unauthorized use. Contact Visions for more detail.

Credit Cards Articles

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    How Reward Points Became My Mini-Emergency Fund Has something ever happened out of nowhere that made you think, "How am I supposed to pay for this?!" Savings accounts or lines of credit are potential options for a bailout if you happen to have ample funds, and in this case my cr…

    How Reward Points Became My Mini-Emergency Fund
  • Preventing Card Fraud

    Protecting your cards from suspicious activity Visions has an extra fraud prevention program to protect your credit and debit card. You may encounter some instances where your transaction could be declined if the activity is considered extremely suspicious. If you plan on travel…

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