Many people are interested in getting the cash they need by tapping into their home's equity. Questions that we're often asked relate to a person's credit. The questions sound something like this:
Home ownership has benefits. One of those benefits is the ability to use the equity you've built for other financial needs such as home improvements. A home equity loan can also be used for various financial needs such as repairs, debt consolidation, vacations, or college expenses.There is a specific difference between a…
The Smart Options for Your Home Improvement Loan or FinancingAt Visions we say that life is unscripted. If you own a home, it's very likely you know how true that statement is. It almost goes without saying that if you own a home, you have home improvements and repairs. Many joke that the list never ends. Whether you need to remodel a room, replace a roof, or tackle some small projects, it all…
There are some things that go along with owning a home. Home improvements are near the top of this list. The range of home improvements runs from the very small cosmetic improvements to the major structural home improvements. You have to pay for all of them, whether small or large.Since there are all kinds of situations people are faced with, sometimes the situation calls for a home improvement…
(The Seventh is Through the Front Door)Whether you're a first-time homebuyer or seasoned homeowner, purchasing a new place to live can be an exciting time. It can also be a little stressful.The friendly experts at Visions can help take some of the pain out of the home-buying process with these simple steps.
What Affects Mortgage Interest Rates When Buying a Home?Once people decide they'd like to buy a home, they want to know what interest rate they can expect from a mortgage. After all, buying a home is an important decision and the interest rate is a big factor that determines what the payments will be.It's a good idea to understand what affects …
Struggling to pay your mortgage? Help is available.If you are experiencing difficulty making your mortgage payments then we may be able to help you. There are many resources now available and all you have to do is ask. Please call call our Member Solutions team at 800.242.2120 ext. 10270 to discuss your situation.AVAILABLE OPTIONSThe right option for you depends on your individual circumstances.…
First-time buyer?Excellent idea! Homeownership is an excellent long-term investment.Once you've decided that it's time to take the leap to homeownership, there are a few things to keep in mind.Review your existing debt load. What are your current monthly payments? Student loans, credit cards, and other debt can deter you from getting an approval due to a high debt-to-income ratio. If you can…
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