Do You Know the Benefits a Premium Credit Card Can Provide?

Almost every grown adult has one or more credit cards. Credit cards are used in a variety of ways. While people swipe their cards and go on their way, many are unaware of some of the great features and perks that come with certain credit cards, especially premium credit cards.

When you consider some of these features and benefits, it reveals several ways a premium credit card can be used to your advantage.

Here's a list of premium credit card features and benefits for you to consider.

Flexible Credit Lines

Whether you want a credit limit of $5,000 or $20,000 (or maybe even more), a premium card can offer you flexible options.

No Balance Transfer Fee

Having no balance transfer fee offers a hassle-free way into a new and improved credit card. In addition, this offers an opportunity for some to do so at a lower interest rate. Avoiding a transfer fee and enjoying a lower interest rate is a win-win for you.


This is an area where premium credit cards can really stand out. There are a variety of rewards provided to premium cardholders that include deep discounts, great deals, options for added luxury, and more. These rewards tend to help the cardholder get more for their money and offer more peace of mind. You'll sometimes see that certain premium credit cards will offer a great deal of value to certain groups, such as travelers.

Travel Perks

If you are a person who frequently travels, the right premium credit card can bring all kinds of extra perks. These include discounts, rewards, travel insurance protection, special services, and more. Read more about these premium card travel perks.

Attractive Annual Fee

If you do your homework, you can find a premium credit card that offers a ton of value and an attractive annual fee. When considering the dollar value of so many of the benefits that premium cards provide, the annual fee can sometimes seem low by comparison.

If you have any questions about the features or benefits of premium credit cards, you should feel free to talk with your credit union representatives. Credit unions have trained and knowledgeable experts who can help you determine what kind of credit card is right for you.

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