Why I Ditched My Debit CardAll about that credit card lifeI'm going to make a confession: I don't use my debit card. To be honest, I haven't used it in years. And while that's not something our Card Solutions Manager here at Visions will like, the fact is, I'm all about my credit card.Here's why I broke up with my debit card and haven't looked back.RewardsThis is the big one. If I'm already…
Most people realize that a job (or lack thereof) has a major impact on your financial future (as well as your current situation). Yet when we think, "What do I want to do when I grow up?" even if we have an opinion on the matter, most of us could never predict what our career path will eventually be.The best career advice anyone has ever given me was to:
Putting Your Bills On "Auto Pilot"For most of my life, I've struggled to keep track of things, especially my to-do list. Then, as an adult, I was diagnosed with ADHD (attention-deficit/hyperactivity disorder), which explained a lot of the challenges that I had dealt with throughout my life. However, a diagnosis like that doesn't solve the problem, it only helps to define it.One lesson I learned…
Lessons From My Elders I won't always be young.I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my health expenses. Not forever.So when someone older than me talks about life, I'm happy to listen…
Dear member, meet crypto. Thanks to new technology, brilliant programmers, and a global economy, we're seeing a whole new world developing through digital assets and cryptocurrency. Even if you're not interested in investing yet, don't stay in the dark – get to know crypto! You can start here:Bitcoin, the Blockchain, your Wallet, and YOUWe've all heard it: blockchain, Bitcoin, cryptocurrency…
What's an internship, anyway? Why would I need an internship? How do I get one? When do I start applying?These are just a few of the questions I asked myself four years ago while transitioning from high school to college.If you're reading this, I'm guessing you're a high school or college level student, who's struggling to maneuver all the expectations around graduation or…
My wife and I love to travel. Well, at least back in the pre-Covid and pre-baby days. Things have definitely changed in the last couple years, but the wanderlust remains.Here are some ways that we've been able to make some fun trips without breaking the bank – and how we'll (hopefully) do it again soon. Just plan, manI love my wife for…
Making Sense of MortgagesClosing costs, PMI, ARM, escrow... figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll come across, which is exactly what we'll do here.Taxes and insuranceHere's…
Family Budgeting with CouponsAdulting is hard, even when it's filled with great things. Nothing brought me to that sense faster than having $36,000 in student loan debt and working my dream job while being newly married, a new homeowner, and – the cherry on top – having a…
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