- Did you know you can use your home's equity to make energy-efficient improvements that save money in the long term? A home equity line of credit, or HELOC, is the ultimate financial tool for making key investments today that can mean serious…
- Are you in the know when it comes to smart homes?There are several ways to increase your home's intelligence, especially when it comes to security.These are relatively small investments, but they can add up. That's where the home equity line of credit, or…
- With wedding costs substantial and pretty much always on the rise, coming up with funding sources can be tough.The average wedding cost nearly $35,000 in 2023, according to the popular planning website The Knot. That's not even counting the engagement ring. Throw in the ring and a honeymoon, and you're adding another…
- When Should You Consolidate Debt?Debt can be a stressful thing, especially when it's coming at you from multiple directions. The average American has more than $5,000 in credit card debt and it's not unusual to have that spread out among several accounts.Debt consolidation is a solution that can simplify billing to one statement and lower interest rates so that you have a single, manageable…
- I started homebrewing about five years ago. I had just gotten a real job and apartment, so as far as new hobbies go, it was the perfect time. And it was awesome! I loved it! Well, until the time came to bottle it, that is. Between cleaning, sanitizing, and filling 50 individual bottles, I got kind of sick of the process.So, like an actor in an infomercial, I threw my hands up and shouted, "There'…
- I was probably eighteen when I got my first credit card. Well, not exactly. You see, my mom listed me as an authorized signer on hers at the time and gave me a card, noting it was "strictly for emergencies." But it wasn't until I was 21, working my first full time job, and knowing that I needed to start building my credit, that I finally took the plunge as a solo cardholder…
- PlayStation 2, Memory Card, and Planning for the UnexpectedThe year was 2001. Toys "R" Us was still a thing. And I walked into that fluorescent-filled toy palace on a chilly November day, my mom begrudgingly in tow.I didn't even know what the word meant at the time, but my excitement was "palpable." I was brimming with it. I was beaming.Today was the day. I was going to buy my PlayStation 2.…
- Looking to clean up credit card debt? There are actually several ways to get it done – some you might not have thought of. Here are the top five suggestions from Visions Federal Credit Union's Debt Experts.CONNECT WITH A DEBT EXPERTPersonal LoanThe personal loan is your likeliest solution for debt consolidation. The goal is to…
- Healthcare: we need it, it's important, and it's expensive. And as I found out at age 27, with what should have been a routine procedure, it doesn't cover everything.For me, it was a little over $1,500 after insurance. Which, wouldn't you know, was a completely surprise bill. And, as you probably also know, isn't an unusual thing when it comes to the healthcare system.…
