• People have all kinds of questions about auto loans, many of them related to their options. This leads to a logical question: Can I refinance my auto loan?The short answer is, "Yes." Refinancing an auto loan is generally an available option, and Visions can help. Whether it's right for you or your vehicle is another question.The fact is, refinancing may not be appropriate for…
  • People want to refinance their auto loan for various reasons. As with any financial decisions, some times are better than others to refinance your auto loan.When Should I Refinance My Auto Loan?In general, early in the term of your loan and…
  • Once a person learns what a money market account is, they have a logical next question: what can I do with it?That's a good question. After all, it's always good to know what options you have to make your money work better for you. With that in mind, let's take a look at some of the uses of money market accounts. "Parking" your moneyLet's say you have a chunk of money and you aren't going to…
  • Put simply, a money market is a kind of savings account, but with a few key differences from your traditional options. Money market accounts are designed to be a safe way to get a better dividend rate for people. However, these kinds of accounts generally require a higher minimum deposit. And just like regular savings accounts, money market accounts have NCUA protection which makes them a…
  •  Not sure if you need a personal loan?Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations.Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now?Let's take a look at how a personal loan could help. Here are six ideal uses to consider…
  • What's the Difference?If you're like some two-thirds of Americans who have little or no savings, you're going to need a personal loan or line of credit for cash for time-sensitive purchases or emergencies at some point.These are the two popular options for people who need unsecured funds quickly, provided they have a reliable income and decent credit score.While personal loans and lines of credit…
  • Student Loans, Resources, and Free MoneyPreparing for college is all about choices, be it filling in the circles on a standardized test or picking which school to attend. The most important choice, though, may be how to pay for college. Full scholarships are limited. They're usually reserved for outstanding athletes and a select few academic standouts.What about the rest of us?For most, paying…
  • Scholarships and Grants and Loans, Oh My!Just as Dorothy of Oz felt overwhelmed and lost as she set out to navigate her way through the haunted forest, you too may experience these same feelings as you go about the process of finding financial aid for college tuition. But don't worry just yet.The application process for college is exciting, stressful and chaotic all at the same time. There are…
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