-
Financial Strategies for Raising Children
Although raising kids is unlikely to be a low-cost lifestyle, you can use smart financial strategies to reduce expenses and make your budget more manageable. Consider these helpful ideas for your family budget. Know your family’s finances, look for cost savings and tax relief, and plan your budget – together!
-
Cybersecurity: AI-Powered Deepfakes
Advancements in technology and artificial intelligence (AI) have given rise to deepfakes, which are video or audio content that have been altered to make a person look or sound like someone else. While some deepfakes are intended to be funny or amusing, others can be misleading or fraudulent. When used convincingly and with ill intent, deepfake technology is a vehicle for fraud, whether that’s during a single conversation or after building your trust over time. Use the following tips to stay protected. By staying vigilant for red flags and informed about common tricks, you can help to protect your accounts and personal information.
-
Insurance Myths Debunked
While insurance is essential to our financial well-being, it’s often surrounded by myths and misunderstandings that can lead to confusion – or worse, financial mistakes. Let’s set the record straight and debunk some of the most common insurance myths so you can be confident that your coverage is exactly what you need.
-
You've Got Goals? We've Got Certificates.
To achieve a goal, always make a plan. For most savings goals, that plan could include share certificates. Providing exceptional convenience and flexibility, we offer share certificates with a variety of terms ranging from 3 months to 60 months. Choose the terms that suit your goals.
-
Financial Journey from Birth to Adulthood
At any age, you and your family can come to us for support with your financial goals. That’s why we’re committed to not only serving you with savings, loans, and access to your accounts, but also educating and empowering you at all of life’s stages. With our savings opportunities, free financial wellness resources, and programs from youth to adulthood, you can count on Visions to help build your financial understanding and confidence at all stages in your financial journey.
-
Build Credit Faster with Two Simple Tools
If you're struggling with a credit score that's stuck below 600, you probably feel overwhelmed, frustrated, and uncertain about which steps to take next. You're not alone! The good news is that many are already taking simple, practical steps to rebuild their financial health.
-
Auto Loans
What if you could lock in a great rate on an auto loan whether you wanted a shorter term or longer term? Good news, now you can! We’re offering great, low rates on auto financing for all terms, up to 84 months depending on your loan type. Regardless of a vehicle’s mileage, “New Auto” includes the most recent four model years.
-
Have You Saved for All Seasons?
Based on your lifestyle, different times of year may have different savings needs. Whether it’s the added expenses of summer vacations or winter holidays, or due to inconsistent income from weather-dependent work or seasonal employment – it’s important to find the budgeting tools and savings accounts that work for you. Here are some of our special savings accounts and tools to consider as you plan your unique calendar of financial needs.
-
Cybersecurity: "Smart" Fraud
Not all fraudsters are human. With recent advances in technology, many scams and attempts at fraud are enhanced or channeled through smart technology such as bots and artificial intelligence (AI) software. Protecting yourself generally looks the same, though, whether it’s a human scammer or AI. Here are common scams that utilize AI and a few preventative steps for protecting your accounts and personal information while you’re online.
-
Optimize Your Digital Banking Experience: Document Center and Visionaries
We invite you to make the most of digital banking. As you log in, here are a couple of enhancements to consider: Document Center and Visionaries. Enjoy paperless services that are free, faster, greener, and more secure... Or become a beta tester! We’re allowing our newest software, which has already been tested by our own team, to be tested by our digital banking users who enroll as Visionaries.
-
Zelle® Safety
Located conveniently in your Visions FCU Mobile app, Zelle® enables you to send and receive money with friends and family, even if they bank somewhere different than you. Follow these easy tips to use Zelle® safely: (1) Only send money to those you know and trust, (2) Beware of payment scams, (3) Treat Zelle® like cash.
-
The Groundwork for Financial Wellness
Most children look to their parents or guardians for cash, but rarely ask about finances. Be sure to have important financial conversations with the young people in your household, whether that’s sitting at the dinner table or during a road trip. It’ll help to encourage a lifetime of financial wellness.