As a digital banking user, you’ve got 24/7 access to countless features using your favorite browser or mobile device. That’s because it’s our priority to ensure our members, like you, have secure access to quality financial services that meet your needs and keep up with technology in an ever-evolving world.
For your account security, convenience, and quality of member experience, we invite you to make the most of digital banking. As you log in, here are a few enhancements to consider: Express Deposit, Direct Deposit Switch, and External Transfers.
Express Deposit
To save time and simplify your day, you can deposit paper checks anytime, anywhere, using Express Deposit in digital banking. It’s as easy as signing your check and snapping a couple photos!
The Express Deposit tool is conveniently linked on the bottom menu of the Visions FCU Mobile app. If you’re logged in using a web browser, look for Express Deposit in the Services dropdown menu. Once the tool is open, deposits are as easy as 1 – 2 – 3!
- Select one of your shares to receive the deposit
- Endorse your check with the words “For Remote Deposit Only at VFCU”
- Upload photos of your check, front and back
Then, submit your deposit and remember to keep the check for your records. It’s that simple! Find Express Deposit in your mobile app and give it a try – for personal accounts and business accounts, too!
Direct Deposit Switch
Why wait around for your checks to clear, or pay fees for a payroll card, when you can set up direct deposit? With direct deposit, your income and benefit payments can deposit electronically into your account – without the wait, hassle, or cost of other forms of payment!
For convenient tools to manage your direct deposit options, select Direct Deposit Switch under your Quick Links in digital banking. With our direct deposit letter generator and an in-app integration with ClickSWITCH, this menu allows you to:
- Streamline your direct deposit enrollment with payment providers
- Download or print your account details that are required to set up direct deposit
- Move an existing direct deposit over to your Visions account
- Allocate your direct deposit into various savings, checking, and certificates on your account
Whether you’re setting up a new direct deposit or switching your current direct deposit, use Direct Deposit Switch to make it a whole lot easier. Learn more:
External Transfers
Do you have accounts at other financial institutions? Tap into those funds using External Transfers, whether that’s to build your savings, make payments from your Flex Checking, or even to pay down your loans at Visions. Here’s how it works.
Click into Manage External Accounts, which is located under the Transfers/Payments dropdown menu in digital banking and follow the prompts to “Link via Instant Verification.” After an external account is verified and connected, it will be available for you to select on the Funds Transfer page. Convenient, right?
If you ever need assistance managing your external accounts, call our Contact Center at 800.242.2120 or visit your local branch.
Looking to make payments from an external account directly to a Visions loan? Learn about our SmartPay solution!
It’s free to enroll in digital banking.
Explore digital banking or enroll today! Don’t forget to download the Visions FCU Mobile app, too, to access your Visions account from all your favorite devices – compatible with secure, multi-factor authentication and biometric login.
Remember, never share your digital banking password or Secure Access Code with anyone. Our representatives will never ask you for that information over the phone or via text message.
