Education

Dear member, meet crypto.  Thanks to new technology, brilliant programmers, and a global economy, we're seeing a whole new world developing through digital assets and cryptocurrency. Even if you're not interested in investing yet, don't stay in the dark – get to know crypto…

The pandemic may have restricted the way many of us lived, but it pushed the housing market beyond historic boundaries. Now those same homes we were stuck in during quarantine are worth more than ever before, making home equity lines of credit even more attractive. Apply Now! Me…

Looking to clean up credit card debt? There are actually several ways to get it done – some you might not have thought of. Here are the top five suggestions from Visions Federal Credit Union's Debt Experts. CONNECT WITH A DEBT EXPERT Personal Loan The personal loan is your likel…

When Should You Consolidate Debt? Debt can be a stressful thing, especially when it's coming at you from multiple directions. The average American has more than $5,000 in credit card debt and it's not unusual to have that spread out among several accounts. Debt consolidation is…

Use Your Home's Equity to Finance Your Dream Wedding With wedding costs substantial and pretty much always on the rise, coming up with funding sources can be tough. The average wedding cost nearly $34,000 in 2019, according to the popular planning website The Knot. That include…

Are you in the know when it comes to smart homes? There are several ways to increase your home's intelligence, especially when it comes to security. These are relatively small investments, but they can add up. That's where the home equity line of credit, or HELOC, comes in...

Did you know you can use your home's equity to make energy-efficient improvements that save money in the long term? A home equity line of credit, or HELOC, is the ultimate financial tool for making key investments today that can mean serious savings tomorrow…

There are plenty of things to do inside and out that can turn a homestay into a getaway. Best of all, you can use your home's equity to pay for these improvements. A home equity line of credit, or HELOC, works similarly to a credit card…

The Best Way for Homeowners to Consolidate Debt Your home is an investment and the returns come in a number of ways. One of those is dealing with financial challenges like personal debt. If you've been struggling with debt, there's a not-so-secret weapon exclusive to homeowners…

What if checking could offer a little more? What if, for example, your checking account could actually make you money?

Whether it's a multiple of 18 for chai (life in Hebrew) or not, cash is always a welcome gift for the bar or bat mitzvah. Parents need to teach their children smart financial habits, and the bar and bat mitzvah is a good time to think about… At Visions Federal Credit Union, with Bergen County branches in Mahwah, Westwood, Dumont, Englewood, Oakland and Saddle Brook, "the young customer is valued from the very beginning of his or her life," said Ada Myteberi, a [Regional Member Service Officer] for the New Jersey region. "The earlier good financial habits are built, the better," said Ms. Myteberi. "[Most of us parents] don't teach enough budgeting and money management to our kids."

Summer Home Improvement Projects (and How to Pay for Them) Summer's here and the time is right for taking on some projects around the house. Whether you're doing the DIY thing or calling in the contractors, these home improvements can be costly. But with a home equity line of…