Articles: MoneyTalks Financial Blog

Internships for Dummies (101) If you're reading this, I'm guessing you're a high school or college level student who's struggling to maneuver all the expectations around graduation. What is an internship, anyway? Why do I even need one? How do I get one? These are just a few of…

Lessons From My Elders I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my heal…

Putting Your Bills On "Auto Pilot" For most of my life, I've struggled to keep track of things, especially my to-do list. Then, as an adult, I was diagnosed with ADHD (attention-deficit/hyperactivity disorder), which explained a lot of the challenges that I had dealt with throug…

Impacting Your Financial Future with Your Career Most people realize that a job (or lack thereof) has a major impact on your financial future (as well as your current situation). Yet when we think, “What do I want to do when I grow up?” even if we have an opinion on the matter,…

Why I Ditched My Debit Card All about that credit card life I'm going to make a confession: I don't use my debit card. To be honest, I haven't used it in years. And while that's not something our Card Solutions Manager here at Visions will like, the fact is, I'm all about my cre…

How I Paid for Two Years in Australia: Financial Prep for Study Abroad So, you've decided to study abroad? How exciting! With dreams of the adventures that await, it can be tough to sit down and think logistics. If you take the time to map out your finances now, though, you'll…

Are You Financially Fit? Over the last several years the fitness industry has exploded. Unique diets, strength training regiments for all ages, you name it. Many people have shown a level of dedication to becoming healthier, both mentally and physically, and are enjoying healthi…

4 Ways I Saved (or tried) in College When I was 17 my dad's motto seemed to be “stop spending your money.” But to me, spending was easy. “Saving” was hardly a word. The first time I considered cost – another new word! – was the moment my dad said, “You know, you'll end up with a…

Preparing for Baby Costs Oh, baby. I found out in February. I came home to a scavenger hunt – clues scattered by my wife throughout the house. At the end, I discovered a drawer filled with tiny booties, a Captain America onesie, and a board book about dads and babies. And there…

One Budget, Two Weddings Our original outline and budget for the wedding put us at $15k-$18k. We decided to elope first. We assumed it would remove pressure off the bigger event and encourage us to keep it affordable. Because we were already married. Right? And how could I say…

How Reward Points Became My Mini-Emergency Fund Has something ever happened out of nowhere that made you think, "How am I supposed to pay for this?!" Savings accounts or lines of credit are potential options for a bailout if you happen to have ample funds, and in this case my cr…

First Car Loan? Here Are Some Things to Know Whether you're 18 or 48, at some point you're likely to buy a new car – even if it's just new to you. Unfortunately, cars aren't cheap. That's why many people go for an auto loan. The issue? Auto loans are confusing, especially if you…