Articles: Education

Although raising kids is unlikely to be a low-cost lifestyle, you can use smart financial strategies to reduce expenses and make your budget more manageable. Consider these helpful ideas for your family budget. Know your family’s finances, look for cost savings and tax relief, and plan your budget – together!

At any age, you and your family can come to us for support with your financial goals. That’s why we’re committed to not only serving you with savings, loans, and access to your accounts, but also educating and empowering you at all of life’s stages. With our savings opportunities, free financial wellness resources, and programs from youth to adulthood, you can count on Visions to help build your financial understanding and confidence at all stages in your financial journey.

Most children look to their parents or guardians for cash, but rarely ask about finances. Be sure to have important financial conversations with the young people in your household, whether that’s sitting at the dinner table or during a road trip. It’ll help to encourage a lifetime of financial wellness.

Debt Protection could cover or reimburse your loan payments up to the contract maximums in the event of disability or involuntary unemployment, either for the primary borrower or for those who are joint on the loan as cosigners. Life coverage could even cancel the remaining balance of your loan upon the borrower(s)’ death. When applying for an eligible loan, simply select your preferred Debt Protection coverage. . .

Credit unions support diversity, equity, and inclusion as a shared credit union cooperative principle and continue to have a responsibility and take a leadership role in building and serving more diverse, equitable, and inclusive communities.

Members are the owners of the credit union and contribute to its capital. Members, not shareholders, benefit from their credit union’s profits in proportion to their relationship and use of its products and services. As voluntary, not-for-profit financial cooperatives, we offer services to people willing to accept the responsibilities and benefits of membership, without discrimination.

Credit unions place particular importance on educational opportunities for their volunteer directors, and financial education for their members. Also, when making business deals or raising money, credit unions never compromise their autonomy or democratic member control.

Credit unions are democratic organizations owned and controlled by their members. While focusing on member needs, credit unions work for the sustainable development of communities, including people of modest means, through policies developed and accepted by the members.

We love supporting your financial well-being and helping you save money. If you're expecting a refund this tax season, or any tax credit throughout the year, here are some ideas to make the most of it. Choose Direct Deposit. Start Saving. Boost Your Dividends. Cut Down Debt.

Why debit beats cash, checks, and credit! Accounting for nearly a third of all consumer transactions in the US, debit cards are used more than cash, checks, and credit cards. That shouldn't come as a surprise, though. While they've been popular for decades, debit cards have advanced with technology to make transactions faster, more secure, and easier to track.

One great reason to save money at Visions: dividends!* Your deposits in savings accounts earn a percentage back over time, and we offer excellent, competitive rates for our members. You'll notice our savings rates, including Share Certificates and Flex Money Market accounts, are always advertised with APY, or Annual Percentage Yield. You may also notice that in some instances, like our rates pages, we include the interest rate or dividend rate, too.

After three years of being engaged, we finally decided to walk down the aisle. To be fair, I never wanted to plan a traditional wedding and take on all the expenses that come with it. Over the years, we struggled to land on a wedding style that suited both of us, but being a good partner means compromising...