Articles related to education as a whole.
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Debt Protection by TruStage™
Debt Protection could cover or reimburse your loan payments up to the contract maximums in the event of disability or involuntary unemployment, either for the primary borrower or for those who are joint on the loan as cosigners. Life coverage could even cancel the remaining balance of your loan upon the borrower(s)’ death. When applying for an eligible loan, simply select your preferred Debt Protection coverage. . .
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Cooperative Principles: Diversity, Equity, and Inclusion
Credit unions support diversity, equity, and inclusion as a shared credit union cooperative principle and continue to have a responsibility and take a leadership role in building and serving more diverse, equitable, and inclusive communities.
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Cooperative Principles: Membership and Participation
Members are the owners of the credit union and contribute to its capital. Members, not shareholders, benefit from their credit union’s profits in proportion to their relationship and use of its products and services. As voluntary, not-for-profit financial cooperatives, we offer services to people willing to accept the responsibilities and benefits of membership, without discrimination.
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Cooperative Principles: Autonomy and Education
Credit unions place particular importance on educational opportunities for their volunteer directors, and financial education for their members. Also, when making business deals or raising money, credit unions never compromise their autonomy or democratic member control.
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Cooperative Principles: Democracy and Community
Credit unions are democratic organizations owned and controlled by their members. While focusing on member needs, credit unions work for the sustainable development of communities, including people of modest means, through policies developed and accepted by the members.
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Tax Refunds
We love supporting your financial well-being and helping you save money. If you're expecting a refund this tax season, or any tax credit throughout the year, here are some ideas to make the most of it. Skip the mail and choose Direct Deposit. With direct deposit, your tax refund goes straight from the US Treasury into your account. That means it's quick, convenient, and accessible.
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Your Debit Card for Daily Spending
Why debit beats cash, checks, and credit! Accounting for nearly a third of all consumer transactions in the US, debit cards are used more than cash, checks, and credit cards. That shouldn't come as a surprise, though. While they've been popular for decades, debit cards have advanced with technology to make transactions faster, more secure, and easier to track.
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Annual Percentage Yield
One great reason to save money at Visions: dividends!* Your deposits in savings accounts earn a percentage back over time, and we offer excellent, competitive rates for our members. You'll notice our savings rates, including Share Certificates and Flex Money Market accounts, are always advertised with APY, or Annual Percentage Yield. You may also notice that in some instances, like our rates pages, we include the interest rate or dividend rate, too.
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How We Planned a Debt-Free Elopement and Mini Honeymoon
After three years of being engaged, we finally decided to walk down the aisle. To be fair, I never wanted to plan a traditional wedding and take on all the expenses that come with it. Over the years, we struggled to land on a wedding style that suited both of us, but being a good partner means compromising...
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Approaches to Debt
Whether you’re looking for tips to get debt-free or have found yourself overwhelmed by loan payments and don’t know where to begin, here are a few steps to guide you towards a personalized strategy.
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How to Handle Unexpected Checks
How to Handle Unexpected Checks Did you get a check in the mail you weren't expecting? Maybe even one you were expecting, but it looks a little funny? There are ways to verify it to make sure you're not depositing a counterfeit check – and it all starts with the source. Checks…
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Homeowners Should Consider This Before Taking a Loan
Looking to renovate the kitchen, consolidate expenses, or take an epic vacation? Been in your home for a while? If so, a home equity line of credit, or HELOC, unlocks the value of your investment in ways other financial products can't. APPLY NOW! You Only Pay for What You Use A…