Articles related to education as a whole.
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Annual Percentage Yield
One great reason to save money at Visions: dividends!* Your deposits in savings accounts earn a percentage back over time, and we offer excellent, competitive rates for our members. You'll notice our savings rates, including Share Certificates and Flex Money Market accounts, are always advertised with APY, or Annual Percentage Yield. You may also notice that in some instances, like our rates pages, we include the interest rate or dividend rate, too.
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How We Planned a Debt-Free Elopement and Mini Honeymoon
After three years of being engaged, we finally decided to walk down the aisle. To be fair, I never wanted to plan a traditional wedding and take on all the expenses that come with it. Over the years, we struggled to land on a wedding style that suited both of us, but being a good partner means compromising...
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Approaches to Debt
Whether you’re looking for tips to get debt-free or have found yourself overwhelmed by loan payments and don’t know where to begin, here are a few steps to guide you towards a personalized strategy.
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How to Handle Unexpected Checks
How to Handle Unexpected Checks Did you get a check in the mail you weren't expecting? Maybe even one you were expecting, but it looks a little funny? There are ways to verify it to make sure you're not depositing a counterfeit check – and it all starts with the source. Checks…
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Homeowners Should Consider This Before Taking a Loan
Looking to renovate the kitchen, consolidate expenses, or take an epic vacation? Been in your home for a while? If so, a home equity line of credit, or HELOC, unlocks the value of your investment in ways other financial products can't. APPLY NOW! You Only Pay for What You Use A…
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Family Budgeting with Coupons
Family Budgeting with Coupons Adulting is hard, even when it's filled with great things. Nothing brought me to that sense faster than having $36,000 in student loan debt and working my dream job while being newly married, a new homeowner, and – the cherry on top – having a baby…
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Internships for Dummies (101)
If you're reading this, I'm guessing you're a high school or college level student who's struggling to maneuver all the expectations around graduation. What is an internship, anyway? Why do I even need one? How do I get one? These are just a few of…
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A Quick Intro to Crypto
Dear member, meet crypto. Thanks to new technology, brilliant programmers, and a global economy, we're seeing a whole new world developing through digital assets and cryptocurrency. Even if you're not interested in investing yet, don't stay in the dark – get to know crypto…
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Putting Your Bills On "Auto Pilot"
Putting Your Bills On "Auto Pilot" For most of my life, I've struggled to keep track of things, especially my to-do list. Then, as an adult, I was diagnosed with ADHD (attention-deficit/hyperactivity disorder), which explained a lot of the challenges that I had dealt with throug…
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Impacting Your Financial Future with Your Career
Impacting Your Financial Future with Your Career Most people realize that a job (or lack thereof) has a major impact on your financial future (as well as your current situation). Yet when we think, “What do I want to do when I grow up?” even if we have an opinion on the matter,…
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Preparing for Baby Costs
Preparing for Baby Costs Oh, baby. I found out in February. I came home to a scavenger hunt – clues scattered by my wife throughout the house. At the end, I discovered a drawer filled with tiny booties, a Captain America onesie, and a board book about dads and babies. And there…
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What the Health? Covering Unexpected Healthcare Costs
Healthcare: we need it, it's important, and it's expensive. And as I found out at age 27 with what should have been a routine procedure, it doesn't cover everything. For me, it was a little over $1,500 after insurance. Which, wouldn't you know, was a completely surprise bill...