Discover your benefits as a cardholder
Visions and Visa® partner to provide you with convenience, security, and exceptional benefits! From your debit card for daily spending to perk-packed personal credit cards to our exclusive Visa Business Cash Rewards® card for businesses and nonprofits – we're here to support your spending needs.
For each of your Visions debit cards and credit cards, benefits include:
- Secure payment options – Tap to Pay, chip, swipe, and mobile payments
- Fraud monitoring and 24/7 Card Support hotline
- Card Controls, CardSwap, and customizable alerts available in digital banking
- Visa® Zero Liability Protection
...and local service you know and trust!
Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for more information.
Select your card below to browse even more benefits, perks, and details.
Debit Cards
Credit Cards
Additional Information
-
24/7 Card Support – Activations, disputes, and fraud alerts
Call our Card Support hotline at 833.224.5785 for:- Card activations
- Lost/stolen card support
- Fraud/disputes
- PIN changes
...featuring 24/7 availability for any Visions credit card or debit card.
Fraud Alerts program overview:
By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.- For Fraud Alerts support, call our Contact Center at 800.242.2120
- Messaging frequency depends on account activity. For more information, Text HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device.
- HELP instructions: Text HELP to 32874 for help or call 800.242.2120
STOP instructions: Text STOP to 32874 to cancel - Learn more about fraud protection
Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.
-
Requesting new or replacement cards
Approved credit and debit cards can be instantly issued in branch so you can have easy access to your funds. You can also enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, report lost cards, and request a replacement – all online! -
Guides to benefits and rewards
- Visa® Platinum - Cardholder Guide to Benefits
- Visa Platinum - Rewards Disclosures
- Elite Visa Signature® - Cardholder Guide to Benefits
- Elite Visa Signature - Rewards Disclosures
- Business Cash Rewards - Cardholder Guide to Benefits
- Business Cash Rewards - Program Details
- Business Debit Card - Guide to Benefits
Learn more about Rewards like cash back for Elite Visa Signature and Visa Platinum.
-
Disclosures and rates
- Credit Card Application and Solicitation Disclosure
- Credit Card Account Opening Disclosure
- Credit Card Rates
*APR = Annual Percentage Rate. Rates and terms available on new loans only. Certain relationship criteria are required to receive rates – ask for details. Credit union membership required with a $1 minimum deposit – certain restrictions apply. Check with a Visions Federal Credit Union representative for membership eligibility details. Credit card rates based on creditworthiness; applications subject to standard credit criteria. Rates can change at any time.
