SPECIAL OFFER: Lock in online security and unlock a chance at cash prizes – up to $20,000!*

Introduction


For a limited time, use your Visions Visa® debit card and participate in the 2025 Visa® Debit Card Online Sweepstakes! 

For each qualifying online purchase using your participating Visions debit card from September 1 through October 31, 2025, you’ll be entered into Visa’s drawing for a chance to win the grand prize of $20,000 or one of (10) $1,000 cash prizes.

Get details at visa.com/LockInToWin.


NO PURCHASE NECESSARY TO ENTER OR WIN. Open to 50 US/DC & PR, 18+ or age of majority. Void in all other U.S. territories and possessions and where prohibited. Ends 10/31/25. See below* for details, incl. non-purchase entries and eligible Visa cards.
 

Visions Visa® Debit Card

Perfect for ATM access, mobile wallets, and everything else!

All of our checking accounts come with a Visions Visa debit card – free of charge. Use yours wherever Visa® is accepted and the funds will be automatically deducted from your checking account balance.
 

Choose your debit card design:

Features

Enjoy these debit card perks

  • Tap to Add compatibility to set up secure mobile payments
  • Use your card at the ATM and online
  • Americana themed card:
    • For every card opened with this design, we’ll make a $5 donation to support local veterans. It’s one way we're giving back to all the veterans who make day-to-day life in our communities possible. Learn about our commitment to veterans
  • Card Controls available in digital banking

Shop securely online

Built-in safety features with Visa's advanced technology can put your mind at ease whenever you make an online purchase.

  • Visa Zero Liability Policy**
    Visa will not hold you responsible for any unauthorized transactions.
  • Continuous fraud monitoring
    Your Visa debit card is constantly monitored for suspicious activity.
  • Data encryption
    The data on your debit card is kept safe using Visa's smart tools.
  • Visa Advanced AI
    Your transactions are protected using cloud-based fraud risk models plus a check of more than 500 data opinions.
     

**Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact Visions for more detail.

Debit cards for HSAs, businesses, and nonprofits

For eligible medical expenses, we provide convenient debit cards for members who utilize our HSA Flex Checking. Learn about the tax advantages of Health Savings Accounts (HSAs).

Want to learn about our Visa® Business debit card? Organizations with a Business Checking or Nonprofit Checking account can receive a debit card, too. Ask a representative or browse our Business Services for more information.

Additional Information

*Sweepstakes Details

For Official Rules, see Customer Service desk or visa.com/LockInToWin/rules.

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. Open only to legal residents of the 50 U.S./D.C. & PR who are 18 years of age or older (or the age of legal majority in their place of residence, whichever is older) as of 9/1/25. Void in all other U.S. territories and possessions and where prohibited. Begins at 12:00 AM PT on 9/1/25 and ends at 11:59 PM PT on 10/31/25 (“Promotion Period”). TO ENTER: 1) Automatic Entry: An eligible Visa Prepaid, eligible Visa Payroll, or eligible Visa Debit cardholder will automatically receive one (1) Sweepstakes entry for each online Visa transaction made with his/her/their participating financial institution’s Visa Prepaid card, Visa Payroll card or Visa Debit card during the Promotion Period. Only eligible Visa Prepaid cards, Visa Payroll cards and Visa Debit cards can receive automatic entries; consumer accounts only. For a list of eligible Visa Prepaid cards, Visa Payroll cards and Visa Debit cards and participating financial institutions, visit www.visa.com/LockInToWin/ParticipatingPortfolios. Commercial cards such as Visions Visa Business Debit Cards and the following Visa Prepaid cards are excluded from entry into the Sweepstakes: Visa Buxx, Visa Gift Card, Visa Healthcare Cards, Visa Incentive Card, Visa Government, and Visa TravelMoney. Automatic Entries must be made by 11:59 PM PT on 10/31/25. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your complete name, street address, city, state, ZIP code, daytime and evening telephone numbers (including area code), and a valid email address on plain 3” x 5” paper, and mail it in a #10 envelope with sufficient postage affixed, to: Visa 2025 Prepaid & Debit Online Sweepstakes, P.O. Box 7659, Melville, NY 11775-7659. Mailed entries must be postmarked by 10/31/25 and received by 11/7/25. Enter as often as you wish; but each mailed entry must be mailed in a separate postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZES: One (1) Grand Prize: To the extent possible, $20,000 loaded onto the winner’s Visa Prepaid card or Visa Debit card linked to a bank account or Visa Payroll card, depending upon method of entry. ARV of Grand Prize: $20,000. Ten (10) First Prizes: To the extent possible, $1,000 loaded onto the winner’s Visa Prepaid card or Visa Debit card linked to a bank account or Visa Payroll card, depending upon method of entry. ARV of each First Prize: $1,000. Total ARV of all prizes: $30,000. In the event that a winner entered via mail and does not have a Visa Prepaid card, Visa Payroll card or Visa Debit card, prize will be awarded in the form of a check to winner. In any other event where the prize cannot be loaded onto a winner’s Visa Prepaid card, Visa Payroll card or Visa Debit card, prize will be awarded in the form of a check. Limit one (1) prize per household. ODDS: The estimated odds of winning the Grand Prize are 1 in 72,210,446 and the estimated odds of winning a First Prize are 1 in 7,221,045; however, the actual odds of winning a prize depend upon the total number of eligible automatic and mailed entries received. Sweepstakes subject to complete Official Rules available at www.visa.com/LockInToWin/rules. SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.