Get Up to $500!*

By opening a checking account with qualifying direct deposits when you become a new member!

If you’re thinking of making a switch to become a Visions member and need a safe, convenient place to keep your money – 
Visions wants to make the decision a bit easier.  So when you join Visions anytime before December 31, 2026 and open a checking account with qualifying direct deposits, you could earn an up-to-$500 cash bonus*. 

We make it as easy as 1 – 2 – 3 to partner with Visions and get rewarded with a little extra cash just for banking with us. 

1

Become a member and open a checking account using promo code:
DD500FALL2026
 

2

Establish new, qualifying direct deposits to the new checking account 
within 90 days.
 

3

After those 90 days, you could earn: 
$200 if your direct deposits 
total at least $1,000 
$300 if they're at least $3,000 
and $500 if they're at least $5,000!
 

Plus, you don’t have to deal with hassle or junk fees that you might find at other financial institutions. 
Instead, you get 24/7 convenience and exceptional local service from the friendly team at Visions. 

Ready to get started?
 

How easy is it to set up new direct deposits?

All that's needed to establish a direct deposit to your new checking account is to give your employer or payment provider:

• Visions’ ABA (routing) number (221375378)
• Your account number in the correct format

You could even select Direct Deposit Switch in Digital Banking to access a prefilled letter with your direct deposit details!

What if I already have a direct deposit set up at a different financial institution?


Just use ClickSWITCH, a secure online service available through Digital Banking's Direct Deposit Switch that lets you update your direct deposit online – all in 60 seconds or less.

Talk about simple! 

Not familiar with Digital Banking?


Digital Banking is our safe, secure, and always available platform allowing you anywhere, anytime access to your accounts. 

You can even unlock exclusive opportunities 
to earn bonus cash back!

Not enrolled yet? 
Click the link below to get started.

Choose the checking that's right for you

writing a check

Flex Checking

Convenient, reliable, affordable.

· No monthly service charge
· No minimum balance requirement
· Unlimited check writing
· Complimentary Visa® debit card
· No dividends
 

 
 
man with debit card

Flex Checking Plus

More perks, more savings.

· Unlimited refunds on non-Visions ATMs
· Free official checks, money orders, and wire transfers
· Free stop payments on personal checks
· Complimentary Visa® debit card
· Dividends on all balances 
  

The best part? It's all only $8 per month – and you may already qualify to have that waived!**

Whichever you choose, our checking accounts feature:


· 24/7 access at ATMs, over the phone, in digital banking, or at your local Visions branch and shared branch locations
· Overdraft coverage options ask about our Readi Reserve!
· A variety of check options with customizations available
· Complimentary Visa® debit card, featuring:

· Tap to Pay convenience
· Fraud protection
· Card Controls available in digital banking

...and your choice of debit card design!

Additional Information

 

*Bonus Offer: APY = Annual Percentage Yield. Visions membership required with $1 minimum balance; membership eligibility restrictions apply, ask for details. Must open new Flex Checking or Flex Checking Plus account during promotional period to receive promotional offer; cannot have had any prior Visions membership. The offer does not apply to existing memberships opened prior to the offer period. 

If qualifying, recurring (2 or more) direct deposits reach the following aggregates within 90 days of opening the new checking account, the following bonus may be earned: $200 bonus if aggregate totals between $1,000-$2,999.99; $300 bonus available if aggregate totals between $3,000-$4,999.99; $500 bonus available if aggregate totals $5,000 or more. Direct deposit cannot be reallocated from another Visions membership or Visions share account. Only one bonus will be issued based on the aggregate amount of new direct deposit funds as of day 90 from opening new checking account, regardless of subsequent deposits after day 90. Direct deposits must be payroll from employment, pension, or government benefit payments (e.g., Social Security) via the Automated Clearing House (“ACH”) Network. A paystub may be requested and required for verification that the direct deposit is payroll from employment to receive the bonus. Bonus will be credited 90 days after the open date of new checking account, will deposit to member’s primary savings, and is reportable for tax purposes.

Consumer accounts only; must be open and in good standing – see a representative for details. Guardian, rep payee or executor, collections charge-off, business, and/or organizational accounts are ineligible. Must be 18 years of age or older. Offer is only valid during promotional period from September 1, 2026 to December 31, 2026, with promo code. The promotional code is required at checking account opening to qualify for the bonus. Visions reserves the right to end or modify this promotion without notice. Member cannot take advantage of promotion more than once. Cannot be combined with any other checking account, membership, or referral promotion. Visit visionsfcu.org/checking for account details, minimums, and fees. Federally insured by NCUA.
 

**Flex Checking Plus: requires $1,000 minimum account balance or $25,000 in combined consumer deposit/loan balances at all times to avoid $8 monthly service charge. Fee waiver also available for veteran service members and their spouses; proof of service required for Veterans Program waiver and must be shown at account opening.
 

Savings and Checking Articles

  • Get better perks with your checking account

    Don’t you think it’s time your standard checking account got an upgrade? We think so, too. That’s why we offer our members a Flex Checking Plus account – which is like our regular Flex Checking account, Plus: dividends on all balances, free official checks, money orders, and wire transfers.

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    woman shopping online for holiday gifts using her Visions Visa Elite Signature® credit card
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