Don’t you think it’s time your standard checking account got an upgrade? 

We think so, too.

That’s why we offer our members a Flex Checking Plus account – which is like our regular Flex Checking account, Plus: dividends on all balances, free official checks, money orders, and wire transfers.

So, you save money on fee waivers, and you earn it too with dividends – 
how could it get any better than that?

Well, when you become a member today and open a Flex Checking Plus account with an established direct deposit line, you could earn up to a $500* bonus, Plus dividends!


Flex Checking Plus earns dividends?

That’s right! This checking account works just like your standard savings account, earning you monthly dividend payments on whatever you’re not using! 

No need to fret about money sitting in your checking for too long – our Flex Checking Plus account helps you put all your money to work for you.

Check out our Flex Checking Plus rates.

What are the full benefits of a Flex Checking Plus account?

When you open a Flex Checking Plus account, not only do you get dividends on all balances, but you also get unlimited refunds on non-Visions ATMs on the last business day of the month – 

PLUS the following items, at no charge!

  • Money orders

  • Official and Personal checks

  • Wire transfers

  • Stop payments

  • Visa® debit card

  • Overdraft protection

What will it cost me?

Here’s the great thing about a Flex Checking Plus: many people already qualify for it with no additional charge.

All you need is either:

  • $1,000 in your checking balance, or:

  • At least $25,000 in combined consumer deposit/loan balances

What does that look like? It’s as simple as adding your loan and deposit balances. Have a mortgage with $100,000 on it? Guess what – you qualify. Do you have $500 in your checking account and an auto loan for $30,000? You’re over the $25,000 combined limit, so you qualify. Plus:

Veterans and their spouses can also waive the charge
provided that proof of service is presented at account opening.

And if you don’t meet the threshold, you’re looking at an $8 monthly service charge – which might pay for itself if you do a lot of official checks, money orders, or visit non-Visions ATMs.

With so many ways to waive, there’s plenty of opportunities to save – so open a Flex Checking Plus for a premium checking experience!

Why would I want a Flex Checking Plus account over a regular Flex Checking account?

Maybe you’re a person who prefers to keep a larger balance in their checking account, rather than their savings – which makes you miss out on all those easy dividends.

Or you’re someone who has to frequently wire money because you need that finality and speed – but you grit your teeth each time you have to bear the fee.

Maybe instead you’re a traveler who often finds themselves having to use non-Visions ATMs and would rather save the money you’d spend on fees to put towards your experiences.

Or, you could just like to work with checks and money orders and see the value in getting those payment methods whenever you want, but for free.

Whichever one of these scenarios you find yourself in, our Flex Checking Plus account might be your new best financial friend.


Want to learn more? 

Click here to visit our webpage dedicated to our consumer checking accounts, where you can make a final decision on whether our Flex Checking Plus account is right for you!


Savings and Checking Articles

  • Get better perks with your checking account

    Don’t you think it’s time your standard checking account got an upgrade? We think so, too. That’s why we offer our members a Flex Checking Plus account – which is like our regular Flex Checking account, Plus: dividends on all balances, free official checks, money orders, and wire transfers.

  • Maximize Your Budget, Automate Your Savings

    Establishing and utilizing your direct deposit is one of the best ways to start getting more involved with your financial health and wellbeing. In our day and age where everything moves quicker than our eyes can keep up with sometimes, you need a service that moves just as fast. The best part about direct deposit is that not only is it simple, secure, and foundational in setting yourself up for financial success – it’s also free!

  • Make Your Payments with Confidence!

    When you pay at a store, make a purchase online, or tap into credit, you deserve to have confidence about your financial decision. We help to instill that confidence by offering protection for your payments, purchases, and peace of mind. Here are common concerns consumers have when making payments – and how we can help to protect you.

    woman shopping online for holiday gifts using her Visions Visa Elite Signature® credit card
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