Share Money Manager

Rates Effective February 1, 2024
Average Daily Balance APY Dividend Rate
$0 - $9,999.99 0.75% 0.75%
$10,000 - $49,999.99 0.75% 0.75%
$50,000 - $99,999.99 0.85% 0.85%
$100,000 - $249,999.99 0.85% 0.85%
$250,000 & Over 0.85% 0.85%

Flex Checking Plus

Rates Effective February 1, 2024
Average Daily Balance APY Dividend Rate
$0 - $9,999.99 0.10% 0.10%
$10,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.10% 0.10%
$100,000 - $249,999.99 0.10% 0.10%
$250,000 & Over 0.10% 0.10%

IRA Accumulator

Rates Effective February 1, 2024
Average Daily Balance APY Dividend Rate
$0 - $9,999.99 1.65% 1.64%
$10,000 - $49,999.99 1.65% 1.64%
$50,000 - $99,999.99 1.65% 1.64%
$100,000 - $249,999.99 1.65% 1.64%
$250,000 & Over 1.65% 1.64%

Flex Money Market

Rates Effective February 1, 2024
Average Daily Balance APY Dividend Rate
$0 - $99,999.99 1.50% 1.49%
$100,000 - $249,999.99 1.75% 1.74%
$250,000 - $499,999.99 2.00% 1.98%
$500,000 - $999,999.99 2.00% 1.98%
$1,000,000 & Over 2.00% 1.98%

Footnotes

Footnote APY

Annual Percentage Yield

Disclosures

  • Dividend Rate: Variable rate may change monthly.
  • Flex Money Market: $5,000 minimum to open
  • Dividends are credited monthly.
  • Fees may reduce earnings on accounts.
  • Dividends are calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month.
  • Dividend rates are based on Credit Union earnings at the end of the dividend period and cannot be guaranteed. If you close your Share Money Manager, Checking, or Flex Money Market Account before dividends are credited, you will not receive dividends for the month.
  • Member deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  • See Share, Share Certificate, Checking Account Agreements, and Disclosure Statements. 
  • Call 1-800-242-2120 for current rates and information on applicable terms and fees. The Credit Union reserves the right to change or terminate any of these offerings without notice.
  • All rates & offerings are subject to change or termination without notice. This includes new deposits, transfers from other VISIONS FCU accounts and renewing certificates.

 

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