- What's the Difference?, If you're like some two-thirds of Americans who have little or no savings, you're going to need a personal loan or line of credit for cash for time-sensitive purchases or emergencies at some point. These are the two popular options for people who need unsecured funds quickly, provided they have a reliable income and decent credit score. While personal loans and lines of credit are very similar…, We all need cash we don't have from time to time., Talk with someone at your local credit union or bank for help making the best decision, or apply online for a personal loan or line of credit now to get the process started now. To weigh your options, call 800.242.2120. We're happy to help. , Ready to apply?, Click here to get started!
- Create a Getaway at Home with These Improvements, There are plenty of things to do inside and out that can turn a homestay into a getaway. Best of all, you can use your home's equity to pay for these improvements. A home equity line of credit, or HELOC, works similarly to a credit card, with a limit based on your home's equity. That's the currently assessed value of your home, minus any mortgage you might have. Unlike a home equity loan, though…, Ready to apply?, Click here
- Did you get a check in the mail you weren't expecting?, Maybe even one you were expecting, but it looks a little funny? There are ways to verify it to make sure you're not depositing a counterfeit check – and, it all starts with the source. , Checks from a business, First things first: look up the business online. A quick scan of their website should let you know if the company is legitimate. Then, use the phone number on their site to call and verify if they wrote the check. They will typically ask for the check number, account number, and dollar amount. If they can't find it in their system, it's most likely counterfeit. Go ahead and shred the check. , Checks from an individual, Before you cash an unexpected check, ask yourself a few questions. If you answer "yes" to any of these, it's most likely a counterfeit check and you should destroy it: Is this a person I don't know? Is this person from out of state? Did they purchase something from me and send too much money? The last point is a common counterfeit pitfall, and you may experience this on Craigslist, Facebook…, Official checks and cashier's checks, If you're confronted with a check from a financial institution, look it up online and call the number listed on their website. Since it's a cashier's or official check, they have to verify it for you. Most of the time, the institution already knows about the counterfeit checks and will provide you a description, but this quick phone call can save you a headache. If they can't find it, you should…, Still have questions?, Remember, if you're ever unsure about a check, just ask. Bring it to your local office along with any accompanying letter and our representatives will help you verify the check. It's the best way to protect yourself and your account.
- Your home is an investment and the returns come in a number of ways. One of those is dealing with financial challenges like personal debt. If you've been struggling with debt, there's a not-so-secret weapon exclusive to homeowners. You can consolidate and get relief now with a home equity line of credit, also known as a HELOC. If you've been in your home for years, you can unlock some serious…, Ready to apply?, Click here
- , Quarter 4, 2023.12.16 Visions’ Project Education Supports the New Jersey Education Association 2023.12.13 Visions and Members Donate $22,285 on GivingTuesday 2023.11.26 Visions Hosts Veterans Expo in Binghamton, NY 2023.11.20 Visions Branch in Downtown Reading is Open for Business 2023.10.12 Visions Cuts Debt for 100 Educators Visions Cuts Debt for 100 Educators 2023.10.01 Visions to Host Free Veterans…, Quarter 3, 2023.09.01 Visions Branches to Pilot Wearable Closed Captioning Device 2023.08.28 Visions and SU Partner for Student Vets 2023.08.22 Visions Introduces New Financial Wellness Centers in NJ Schools Visions Introduces New Financial Wellness Centers in NJ Schools 2023.08.15 Global Women's Leadership Network Chapter Returns to New Jersey Global Women's Leadership Network Chapter Returns to New…, Quarter 2, 2023.06.12 Visions Grows Beyond 250K Members 2023.06.02 Summer Events at Ithaca Amphitheater 2023.05.26 Visions Hosts Students and NFL Players at Financial Literacy Conference 2023.05.05 Visions Receives CUNA Diamond Award for Financial Education 2023.04.20 Visions Hires Community Development Manager 2023.04.19 Visions Contributes $10 Million in Ten Years, Quarter 1, 2023.03.28 Visions Builds New Branch in Newark Valley 2023.03.24 Visions Holds 57th Annual Meeting 2023.02.16 Visions Employees Show Generosity in Annual Season of Giving 2023.01.30 Visions Set to Open New Branch in Oneonta, NY
- Endwell, NY – Visions Federal Credit Union welcomed its 250,000th member in April. Since 1966, Visions has grown from eight members and $40 to serve more than a quarter million members, stewarding over $5.6 billion in assets, operating over 50 branches across New Jersey, New York, and Pennsylvania, and offering remote banking services in English and Spanish to members around the world. “While we’…, About Visions, Visions Federal Credit Union is a nonprofit financial institution completely owned by its members. Established in 1966, Visions proudly serves more than 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Ref: Visions FCU press release, 2023. View recent news.
- The pandemic may have restricted the way many of us lived, but it pushed the housing market beyond historic boundaries. Now those same homes we were stuck in during quarantine are worth more than ever before, making home equity lines of credit even more attractive. Apply Now! Median home prices have skyrocketed since the onset of the pandemic. That puts homeowners in a now-more-than-ever type…
- After three years of being engaged, we finally decided to walk down the aisle. To be fair, I never wanted to plan a traditional wedding and take on all the expenses that come with it. I always wanted a little less – while my husband-to-be wanted a little more. Over the years, we discussed our options and struggled to land on a wedding style that suited both of us. At one point, during the Covid-…
- Ithaca, NY – Visions Federal Credit Union has recently opened its newest office location at 408 Elmira Rd. The new office includes a full-service teller line, ATMs, and even a free electric car charging station for Visions members. Visions is also completing construction on a nearby outdoor amphitheater for special events and concerts in the future. The office is open from 9 AM to 5 PM, Monday…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 210,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Ref: Visions FCU Press Release, 2021. View recent news .
