You will need to provide the following for a mortgage refinance:

  • A copy of your deed
  • Two years W-2 forms (for each borrower) or 2 years of tax returns
  • One month of pay stubs (for each borrower)
  • Payoff balance of your current mortgage
  • Proof of assets
  • Abstract of Title

All names on the deed must be on the application. You may start the application process online for all mortgage terms with the exception of the 30 year fixed.

Online Mortgage Application

To set up a mortgage appointment, and to apply in person, you may contact Visions mortgage department toll free at 800-242-2120 ex 10470.

Fees and closing costs will vary based on the value and location of the residence, and whether the property includes any gas leasing.

For general questions, and to get an estimate of the fees and closing costs, please contact our loan specialists at 800-242-2120 ex 10450. They're available Mon-Fri until 6pm and Sat from 8:30am-2pm.