Rates Effective February 14, 2024
Type Rate Effective APR1, 3 Monthly Payment2
15 Yr 6.50% 6.79% $1742.21
20 Yr 6.625% 6.86% $1505.90
30 Yr 7.00% 7.186% $1330.60


Footnote 1

Annual Percentage Rate (APR) is based on the final loan amount and applicable finance charges.

Footnote 2

Monthly payment examples assume a loan amount of $200,000. All adjustable rates quoted assume a 30 year amortization.

Footnote 3

Fixed Rate Mortgage loan rate assumptions:

  • Loan Amount: $200,000.00
  • Property Value: $250,000.00
  • Existing Lien: 0
  • Credit Score: 740
  • Not a Manufactured Home
  • Single Family Residence, 1 Unit, Detached
  • Primary Residence

Terms and Conditions

  • Residential mortgages are available for 1 - 2, owner occupied family dwellings.
  • Private Mortgage Insurance (PMI) may be required.
  • Homeowners insurance is required on all residential loans. Flood Insurance may be required.
  • Other terms and conditions may apply. Please contact the Credit Union for details.
Visions Federal Credit Union

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