Who can send a FedNow or RTP® instant payment?

Please note that we have planned maintenance scheduled for the week of May 11th. You may experience slower transaction processing during this time. We appreciate your patience.

Who can send a FedNow or RTP® instant payment?

The sender who originates the payment must have an account with a financial institution that offers the capability to send payments through the FedNow or RTP® network. Visions currently does not send instant payments through either network. We operate as a receive-only financial institution.

FedNow and Real-Time Payments FAQ

When are the funds from an instant payment available in my account?
What is the difference between instant payments, ACH, and Wire Transfers?
What if I send an instant payment transaction to the incorrect account number?

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