It's always nice to have a little extra cash for those moments in life when that "little" can go a long way. Whether you're saving for a special vacation or just padding an emergency fund, socking away some of your hard-earned dollars can pay back in a number of ways.
At Visions, you choose the savings product that works best for you. We offer exceptionally competitive rates with unique programs like Lucky Savers and entry-level investments like the Flex Money Market. Our Holiday Club and Summer Savers programs are great ways to plan ahead.
Let us help you find the best fit for your budget. Find a way to save that works for you.
Share Savings
The tried-and-true tradition of primary savings is your best defense against rainy days.
Check out our rates for share savings accountsShare Certificates
Share certificates are a safe investment, but low risk doesn't mean low reward with Visions. Open one up with as little as $500.
Learn More About Share CertificatesFlex Money Market
The best way to get a higher return without tying up your cash long-term.
Learn More about Flex Money Market accountsLucky Savers
This 12-month share certificate rewards you for your deposits with monthly cash prize drawings.*
Learn More About Lucky SaversIRA
Get a start on retirement, college savings, or just add to your existing financial plan.**
Learn More about IRAsHealth Savings Account
An HSA is a tax-exempt account specifically for medical costs not covered by a high-deductible health plan.
Learn More About Health Savings AccountsSavings Calculators
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What will it take to save for a vehicle, home, etc.?
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What will it take to save for a college education?
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How long will it take to reach my savings goal?
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How much will my Share Certificate be worth at maturity?
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Which savings option earns more if rates go up?
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How much will my savings be worth?
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What will it take to become a millionaire?
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How can I benefit from a CD ladder?
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How much do I need to deposit monthly to reach my savings goal?
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How much of a difference will the rate make?
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How much should I deposit now to reach my savings goal?
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How will taxes and inflation affect my savings?
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What rate of return do I need to reach my savings goal?
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What's it worth to reduce my spending?
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Which is better: cash up front or payments over time?
* Credit union membership required with a $1 minimum deposit – certain restrictions apply. Check with a Visions representative for eligibility details. Members must be 18 years of age or older. Members cannot participate in the Lucky Savers program at more than (1) participating credit union. Void where prohibited by law. Official rules and a complete list of prizes are available at nycua.org or at any Visions location. Prize values are reportable for tax purposes.
** Consult with a tax professional to review eligibility.
