What do I need to open a business account?

Different organizations require different documentation. To see what you'll need, simply click on your business type below.

  • Sole Proprietor/DBA
    • Business (or DBA) Certificate - Original Certificate with County Clerk stamp
    • EIN Letter stating the TAX ID # of the Sole Proprietorship (Sole Proprietor may use their social security number as the business Tax ID #) from the IRS
    • Valid Identification and social security numbers for all beneficial owners and authorized signers
  • Partnerships
    • Certificate of Registration with State Filing Receipt or Certificate of Assumed Name for Partnership
    • Partnership Agreement
    • EIN Letter stating the TAX ID # for the Partnership
    • Valid Identification and social security numbers for all beneficial owners and authorized signers
  • LLC - Limited Liability Company
    • Articles of Organization with State Filing Receipt
    • Operating Agreement
    • EIN Letter stating the TAX ID # of the LLC
    • Valid Identification and social security numbers for all beneficial owners and authorized signers
  • Corporations
    • Certificate of Incorporation with State Filing Receipt
    • Corporate Bylaws
    • EIN Letter stating the TAX ID # of the Corporation
    • Valid Identification and social security numbers for all beneficial owners and authorized signers
  • Associations/Clubs/Other Business Entities
    • Letter from Organization/Meeting Minutes from Organization
    • EIN Letter stating the TAX ID # of the Organization
    • Valid Identification and social security numbers for all beneficial owners and authorized signers

Business Loans

How do I apply for a business loan?

Applying for a business loan is easy. Just click here.

When you apply for a business loan, you will work directly with one of our experienced Member Business Loan Officers to discuss your loan needs.


business men

Financial and Supplemental Information Requirements:

  • Three years financial statements, including income statements and balance sheets - either accountant prepared or tax returns
  • Interim financial statements, balance sheet, and income statement dated within 90 days of application
  • Three years of personal tax returns on all principals and guarantors
  • Current personal financial statement on all principals and guarantors

Need help growing your business? Check out the SBA

The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. The SBA helps Americans start, build and grow businesses. Through an extensive network of field offices and partnerships with public and private organizations, SBA delivers its services to people throughout the United States.

    • Three years financial statements including income statements and balance sheets - either accountant prepared or tax returns.

    • Interim financial statements, balance sheet, and income statement dated within 90 days of application.

    • Three years of personal tax returns on all principals and guarantors.

    • Current personal financial statement on all principals and guarantors.