Protecting your cards from suspicious activity

Visions has an extra fraud prevention program to protect your credit and debit card. You may encounter some instances where your transaction could be declined if the activity is considered extremely suspicious.

  • If you plan on traveling, please notify us so we can monitor your out-of-country transactions
  • If your card is denied for a legitimate transaction, please call us at 800.242.2120
  • And always monitor your statements or view your accounts online. 

If you see a suspicious transaction, be sure to contact us immediately. And we'll do the same...

We utilize a Fraud Monitoring SMS short code (23618) to verify transactions that seem suspicious or unusual.

Remember to save 23618 to your phone's contacts as Visions Fraud Monitoring. That way, you'll know when it's us texting you – and not a scammer!


Have you had card problems?

If you have experienced any of the following issues, please call 833.224.5785 (available 24/7):

  • Lost cards
  • Stolen cards
  • Card disputes or unauthorized charges on your card


Prevent Card Fraud through Digital Banking Alerts and Controls

Use our convenient services available through Digital Banking to protect yourself.

Get alerts of any unusual activity or charges on your Visions debit and credit cards.

  • Charges above a dollar amount you choose
  • Visa® alerts
  • Security alerts related to Digital Banking

Learn more about alerts.

Increase security with Card Controls in digital banking.

  • Lock or unlock your card to allow or prevent new purchases
  • Set up travel notifications
  • Report fraudulent transactions on your card
  • Order a card replacement

Learn more about digital banking.


Are you concerned about fraud or want to report a scam?

Please contact us if you believe you have received a suspicious email, text message, or phone call from Visions, or if you provided any of your personal information including your account number.

You may contact a representative in our Contact Center during normal business hours at 800.242.2120. If you'd like to report any card related fraud, please call 833.224.5785 (available 24/7).

Security Articles

  • Let's Team Up for Your Protection

    Your account security is our priority. You can join the effort, too, and be our partner in protecting your accounts and personal information. Use these online resources to maximize your security.

  • Text Message Scams

    It’s more common than you’d think. In text messages, scammers often impersonate Visions, Visa®, and other organizations in order to access personal information, bank accounts, credit cards, and more. It’s called “smishing.” And they’re targeting consumers just like you.

  • How to Handle Unexpected Checks

    How to Handle Unexpected Checks Did you get a check in the mail you weren't expecting? Maybe even one you were expecting, but it looks a little funny? There are ways to verify it to make sure you're not depositing a counterfeit check – and it all starts with the source. Checks…

Visions Federal Credit Union

Log in here with your Online Banking ID:

Online Enrollment

Forgot Password

Forgot User ID/Unlock Account

You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.