Student Loans

You chose your college. Now choose your loan.

Tuition, books, housing, food, gas, laptop – there are plenty of costs that scholarships, grants, and government loans don't cover, and most students need help filling the gaps.

We want to help scholars and parents understand all their options and choose those that work best for them.

That’s why we’ve partnered with Student Choice to offer lending solutions designed to meet your specific needs. Feel free to explore our resources and see why a Student Choice loan may be right for you.

What is the Student Choice loan?

The Student Choice Loan is a private student loan created for college students to fill the gap in financial aid that is left between the Cost of Attendance (COA) and federal loans or aid.

Private loans like the Student Choice Loan are not offered through the federal government, so it's important to look for a loan program from an institution you trust, like Visions.

Private student loans are in the name of the student, but often require a co-signer. They are not guaranteed or subsidized by the government. Instead, they are based on the credit score of the student and/or the credit score of any co-signer they have on the loan.

Why choose Student Choice?

  • Zero origination or prepayment fees
  • Low interest rates
  • Option to defer all payments while in school
  • Possible funding through your entire college career
  • Flexible repayment terms
  • Low rates and fewer fees that could save hundreds of dollars a year

Guide to Financial Aid

Helpful Student Loan Info

5 Helpful Tips to Help Pay for College

Determining How Much to Borrow

5 Must Read Articles to Help Pay for College

Financing College: Use Free Money First

Apply Now!

Student Loan Articles

Refinance Student Loans with Your Credit Union

Refinance Student Loans with Your Credit Union

As student loan debt continues to climb, more and more of the nation's 44 or so million borrowers are looking for manageable ways to pay them back.  The student loan refi has become an increasingly...

Read More

College Debt is More than Student Loans

College Debt is More than Student Loans

You've probably heard some of the startling student loan statistics out there. With a cumulative debt in the neighborhood of $1.5 trillion nationwide, you may even be one of the undergraduates struggl...

Read More

Financing College: Use Free Money First

Financing College: Use Free Money First

With the cost of college rising every year, students and their parents are searching for more ways to pay tuition and other college-related expenses. The best sources of college funding are scholar...

Read More

Refer A Friend

Get rewarded for sharing Visions with your friends and family.

Get $25 when they open an account!

Refer Now

Visions Federal Credit Union

You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.

Visions Federal Credit Union

Log in here with your Online Banking ID:

Online Enrollment

Forgot Password