Time is money. Make the most of it.

They say there’s no such thing as a safe investment, but they’ve probably never heard of share certificates. That’s because with a share certificate, there’s no risk of losing your principal. Here’s why we think it’s a smart money move.

Like any savings account, you’ll earn dividends on a share certificate. The difference, though, is that your rate of return is based on your term length – in general, the longer your term, the higher your rate. It’s our way of saying “thank you” for your time commitment, but it also means that you can select a term that works best for you.

Thinking short-term? No problem. How about years down the road? You’re covered. Whatever your savings needs, there’s a share certificate designed for you. Check out our IRA rates to see how you can make time and money work in your favor.

Rates available here