Time is money. Make the most of it.
Introduction
They say there’s no such thing as a safe investment, but they’ve probably never heard of share certificates. That’s because with a share certificate, there’s no risk of losing your principal. Here’s why we think it’s a smart money move.
Like any savings account, you’ll earn dividends on a share certificate. The difference, though, is that your rate of return is based on your term length – in general, the longer your term, the higher your rate. It’s our way of saying “thank you” for your time commitment, but it also means that you can select a term that works best for you.
Thinking short-term? No problem. How about years down the road? You’re covered. Whatever your savings needs, there’s a share certificate designed for you. Check out our IRA rates to see how you can make time and money work in your favor.
Savings Calculators
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What will it take to save for a vehicle, home, etc.?
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What will it take to save for a college education?
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How long will it take to reach my savings goal?
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How much will my Share Certificate be worth at maturity?
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Which savings option earns more if rates go up?
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How much will my savings be worth?
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What will it take to become a millionaire?
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How can I benefit from a CD ladder?
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How much do I need to deposit monthly to reach my savings goal?
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How much of a difference will the rate make?
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How much should I deposit now to reach my savings goal?
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How will taxes and inflation affect my savings?
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What rate of return do I need to reach my savings goal?
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What's it worth to reduce my spending?
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Which is better: cash up front or payments over time?