- Putting Your Bills On "Auto Pilot", For most of my life, I've struggled to keep track of things, especially my to-do list. Then, as an adult, I was diagnosed with ADHD (attention-deficit/hyperactivity disorder), which explained a lot of the challenges that I had dealt with throughout my life. However, a diagnosis like that doesn't solve the problem, it only helps to define it. One lesson I learned the hard way was, when it comes to…, auto pilot, !, This is how my system works., First, I added up my monthly expenses: mortgage, insurance, utilities, groceries, etc. Next, I divided that sum between my paychecks. By knowing this amount, I was able to put the necessary funds into a separate checking account each time I received my direct deposit . Anything leftover goes into my "personal" checking account, and anything in that personal account, I'm free to spend – with the…
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