• Visions Federal Credit Union is pleased to announce the commitment of $1 million to the New Jersey Education Association (NJEA). The grant will be payable over 10 years, beginning in 2021, and is to be used for the benefit of NJEA members and their students. NJEA President Marie Blistan announced the grant at the 2021 NJEA Equity Alliance on Jan. 16, 2021. The first installment of the grant will…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 217,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Visit www.visionsfcu.org for more information. Ref: Visions FCU press release, 2021.…
  • Endicott, NY – Visions Federal Credit Union celebrated its 55th anniversary on May 6th. Starting as the IBM Endicott Employees Federal Credit Union in 1966, it has grown from eight members and $40 to serve more than 210,000 members across New Jersey, New York, and Pennsylvania, stewarding over $5 billion in assets. "It's exciting and in a way humbling to look back at how far we've come," said Ty…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 210,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Visit www.visionsfcu.org for more information. Ref: Visions FCU Press Release, 2021…
  • Yes, You Should Probably Get a Home Inspection, Look at that – I answered your Google search right up front. And I mean it: a home inspection is a valuable part of the home buying process, even if it's not always a requirement to get a mortgage . Here's why., If these walls could talk, If you're anything like me, then you'll agree that buying a home is overwhelming. And, if you're really like me, you're also not a contractor, an architect, or a home inspector (though if you are, you probably don't need to be reading this in the first place, unless you're seeking some self-validation). That's why a home inspection is so important. A licensed inspector is trained to find the…, Remember you're putting a roof over your head, Homeownership comes with many costs, and maintenance is a big one. A home inspector will analyze different parts of the house and give you an estimate on when you may need to make repairs or replacements. While it's best practice to tag along and take notes if you can, you'll receive a detailed report of the findings once it's complete. This report will show you what you should prioritize first.…, It might bug you if you don't, Yes, this header is a pun, and I will not apologize for it. Because the fact is, that termite damage your inspector noticed can lead to costly repairs. And even little things like clearing the shrubs away from your foundation can deter pests from entering your home.  , You could save money by spending it, In the grand scheme of mortgage costs, home inspections are cheap. They typically start as low as $500. That $500 can pay for itself, though, if it means you have a report stating the roof needs repairs right away. That's because in most cases, you can leverage your inspection report for discounts on your offer – or even to force the sellers to make much-needed structural repairs. Ask your real…, Know when to walk away, Finally, a home inspection is one of your last chances to back out of your purchase. Whether they find flood damage, a structural problem, or anything else, this is an opportunity to plan for your future whether you purchase your home or not. And that's important, because once you're locked into the contact and sign your paperwork, it's all on you. Still have questions? Stop by your local office…
  • ENDICOTT, N.Y. – Visions Federal Credit Union recently won a Diamond Award in the category of Financial Education from the CUNA Marketing & Business Development Council. This year's awards competition featured a total of 1,278 entries across a variety of credit unions nationwide. "Winning this award is a testament to what happens when people work together toward helping others," said Lizette…, Best Use of Humor Award, STCU, Liberty Lake, WA for their entry titled "Dear member" data stories  , Carat Award for Greatest Impact, Community Choice Credit Union, Johnston, IA, for their entry titled COVID Response  , Clarity Award for Most Sentimental, Scott Credit Union, Edwardsville, IL, for their entry titled Surprise Squad Warming Hearts  , Color Award for Brilliant Use of Art, Members Cooperative Credit Union, Duluth, MN, for their entry titled Lobby Design and Aesthetics  , Cut Award for Most Edgy, STCU, Liberty Lake, WA for their entry titled "Dear member" data stories  , Diamond Best of Show Award, Listerhill Credit Union, Muscle Shoals, AL, for their entry titled Kicks for Kids at Leighton Elementary School, About CUNA, Credit Union National Association (CUNA) is the only national association that advocates on behalf of all of America's credit unions, which are owned by 120 million consumer members. CUNA, along with its network of affiliated state credit union leagues, delivers unwavering advocacy, continuous professional growth and operational confidence to protect the best interests of all credit unions. For…, About CUNA Councils, CUNA Councils is a member-led, collaborative community of credit union leaders providing vibrant peer interaction, new ideas and innovation to foster professional development for our members while advocating for the overall success of the credit union movement. There are eight CUNA Councils with a network of more than 7,300 credit union professionals. For more information, visit cunacouncils.org ., About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 210,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Visit www.visionsfcu.org for more information.   Ref: Visions FCU press release, 2021…