Rates Effective July 16, 2024
to July 31, 2024
Type Rate Effective APR1 Margin Per Adj Cap Lifetime Cap Index Floor Monthly Payment2
100% Financing First Time HB 5y/6m ARM 7.50% 7.581% 2.50% 2.00% 5.00% 5.34% 3.00% $1398.43
100% Financing First Time HB 7y/6m ARM 7.625% 7.707% 2.50% 2.00% 5.00% 5.34% 3.00% $1415.59
100% Financing First Time HB 10y/6m ARM 7.75% 7.834% 2.50% 2.00% 5.00% 5.34% 3.00% $1432.82


Footnote 1

Annual Percentage Rate (APR) is based on the final loan amount and applicable finance charges.

Footnote 2

Monthly payment examples assume a loan amount of $200,000. All adjustable rates quoted assume a 30 year amortization.

Terms and Conditions

  • Residential mortgages are available for 1 - 2, owner occupied family dwellings.
  • Private Mortgage Insurance (PMI) may be required.
  • Homeowners insurance is required on all residential loans. Flood Insurance may be required.
  • The rate indicated for adjustable rate mortgages is the initial rate and subject to increase. For example, the 5/6 ARM; the initial rate is fixed for five years and may adjust every 6 months thereafter. Adjustable rates have a lifetime cap of 5% above the initial rate offered, a floor rate of 3% and a per adjustment cap of 2%.
  • Other terms and conditions may apply. Please contact the Credit Union for details.
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