Rates Effective July 1, 2024
to July 31, 2024
Type of Loan APR1 Term (Months) Amount Financed3 Payment Per $1,000
Readi-Reserve 12.50% 3 60 Months N/A $22.51
Signature Loan 11.25% 2 60 Months N/A $21.87
Any Purpose Signature Loan 11.99% 2 120 Months N/A $14.35


Footnote 1

Annual Percentage Rate

Footnote 2

Consumer Loans: To qualify for the above-mentioned relationship builder consumer loan rate, at time of application you must be a member in good standing and maintain the following relationship: 

  • Elect automatic payment on the new loan. Without automatic loan payments, add 0.25% to the above-mentioned relationship builder consumer loan rate.
Footnote 3

Variable rates may change monthly based on the applicable margin and index.


Credit Union membership is required with a $1 minimum deposit.

Signature Loan Payment Example
The payment on a $10,000 loan would be $218.66 by using the $21.87 per $1000 at a non-variable interest rate of 11.25% APR with a 60 month term.

If refinancing existing Visions Credit Union debt, an additional $2,500 in new money is required to receive the relationship rate.

Rates advertised are promotional rates. Refinance of existing Visions FCU non-mortgage loans are subject to certain restrictions and conditions, contact the credit union for details.

The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.

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