Rates Effective May 1, 2024
to May 31, 2024
Type of Loan APR1 Term (Months) Amount Financed3 Payment Per $1,000
Fixed Rate Home Equity 2 7.25% 180 Months 90% $9.14


Footnote 1

Annual Percentage Rate


Credit Union membership is required with a $1 minimum deposit.

Maximum term fifteen years, 90% of appraised value less first mortgage balance, if any. Based on the amount of $60,000.00, a 180 month term, and an APR of 7.25% the payment would be $547.94 per month.

Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.

Payments referenced do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

You may be required to pay certain fees to third parties to open a Fixed Rate Home Equity or Home Equity Line of Credit. These fees generally total between $625.00 and $4,875.00. If you ask we will provide you with an itemization of the fees you will have to pay to third parties. Certain fees may be considered a finance charge. Proof of home owner's insurance is required. Flood Insurance may be required. Escrow accounts may be required. Only offered in second lien position.

Visions Federal Credit Union

Log in here with your Online Banking ID:

Online Enrollment

Forgot Password

Forgot User ID/Unlock Account

You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.