Rates Effective February 1, 2024
to February 29, 2024
Type of Loan APR1 Term (Months) Amount Financed3 Payment Per $1,000
Fixed Rate Home Equity 2 6.75% 180 Months 90% $8.85

Footnotes

Footnote 1

Annual Percentage Rate

Disclosures

Credit Union membership is required with a $1 minimum deposit.

Maximum term fifteen years, 90% of appraised value less first mortgage balance, if any. Based on the amount of $60,000.00, a 180 month term, and an APR of 6.75% the payment would be $531.02 per month.

Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.

Payments referenced do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

You may be required to pay certain fees to third parties to open a Fixed Rate Home Equity or Home Equity Line of Credit. These fees generally total between $625.00 and $4,875.00. If you ask we will provide you with an itemization of the fees you will have to pay to third parties. Certain fees may be considered a finance charge. Proof of home owner's insurance is required. Flood Insurance may be required. Escrow accounts may be required. Only offered in second lien position.

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