i-general

Privacy Notice

FACTS

WHAT DOES Visions Federal Credit Union
DO WITH YOUR PERSONAL INFORMATION?

Rev. 01/2019

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Visions Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Visions Federal Credit Union Share?Can you limit this sharing?

For our everyday business purposes- 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 

YesNo

For our marketing purposes- 
to offer our products and services to you

YesNo
For joint marketing with other financial companiesYesNo

For our affiliates’ everyday business purposes-
information about your transactions and experiences

YesYes

For our affiliates’ everyday business purposes-
information about your creditworthiness 

NoWe don't share
For our affiliates to market to youYesYes
For non-affiliates to market to youNoWe don't share

To Limit Our Sharing
  • Call 800.242.2120 – Option 4
  • Visit one of our branches

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?Call 800.242.2120 or visit one of our branches.

Who we are
Who is providing this notice?Visions Federal Credit Union; Visions Analysis LLC and Visions Insurance Agency LLC

What we do
How does Visions FCU
protect my personal information?
We use security measures that comply with federal law to protect your personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.
How does Visions FCU collect my personal information?We collect your personal information when you
  • Open an account or apply for a loan
  • Apply for a loan
  • Use your credit or debit card
  • Make a deposit or withdrawal from your account
  • Show current Government ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes- such as information about
    your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Visions Federal Credit Union affiliates include: Visions Analysis LLC and Visions Insurance Agency LLC.
Non-affiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Visions Federal Credit Union does not share with non-affiliates.
Joint MarketingA formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial service provider, non-financial companies, and others.

Other important information
Visions will update its privacy policy from time to time. Please see https://www.visionsfcu.org/PrivacyPolicy/ for the most current version.

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