Our Digital New Membership Applications are currently experiencing an issue with SMS/text validation delivery. We are working to resolve this. We apologize for any inconvenience.

Apple Pay

Introduction

man using mobile pay with Platinum card

That's right, you can use your Visions debit and credit cards with Apple Pay™! It allows you to:

  • Pay with your phone instead of reaching for your wallet.
  • Protect your card information with multiple layers of security.
  • Just unlock to pay, no need to open an app.

A new way to pay

When you combine Apple Pay™ with your Visions Federal Credit Union cards, you have access to a new level of security and convenience. Simply use Touch/Face ID authentication or a passcode to authorize a purchase. There is no need to share your card number.

How it works

Instead of using your actual debit or credit card numbers, Apple Pay™ creates a unique Device Account Number, encrypting and securely storing it in the Secure Element, a dedicated chip in your device. When you make a purchase, the Device Account Number and a transaction-specific dynamic security code are used to process the payment. Your actual debit or credit card numbers are never shared with merchants or transmitted with payment.

How to set up Apple Pay™

  • On your iPhone 6 or newer, open the Wallet App and follow the steps below.
  • On your iPad Air 2 or newer, go to Settings > Wallet & Apple Pay™ and follow the steps below.
  • Apple Watch users: your card pairs automatically after setting it up on your iPhone!

Add a card to your iPhone or iPad:

  1. On your iPhone, tap Plus icon next to Apple Pay™ in the upper-right corner. On your iPad, tap Add Debit or Credit Card.
  2. If you have a supported debit or credit card on file with iTunes, enter the card's security code. Otherwise, use the camera to capture the information on your debit or credit card. Then fill in any additional information needed, including the card security code.
  3. Tap Next. Your information will be verified and it will be determined if you can add your card to Apple Pay™. If we need more information, we will ask you to call us and provide additional verification. You can verify your card any time after you add it to the Wallet. Just return to the Wallet and follow the steps.
  4. After your card is verified, tap Next. Then you can start using Apple Pay™.

Look for these icons at checkout.

NFC card reader

chip scan

apple pay logo


 

To change your default card:

  1. Go to Settings > Wallet & Apple Pay™.
  2. Tap Default Card.
  3. Choose a new card.

See a complete list of Apple Pay™ merchants

Learn more about Apple Pay™

Don't have the Visions FCU Mobile app yet?

Learn more about it here!

 

Frequently Asked Questions