Whether you need to build it, fix it, or expand it, a home improvement loan can help you afford it.

If there's a fact of life for homeowners, it's this: there's always another project.

That doesn't have to be such a bad thing, though. In general, the money you put into your home is money you get back. Whether that's by building some equity or just enjoying your space a little more, you can consider a home improvement as one investment with two repayments.

Check out our rates and extended terms to find out how a home improvement loan can be a smart choice with a big payoff.

Home Improvement Loan Rates


*Eligible Lending Counties - Geographic Boundaries

Visions can lend to the following areas if a person qualifies for membership:

New Jersey:

Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union

New York:

Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.

Pennsylvania:

Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuykill, Susquehanna, Tioga, Wyoming, and York.