What is a FICO® Score?
Your FICO® Score is a number that summarizes your credit risk. Scores are based on a snapshot of your credit file at particular consumer reporting agencies at a particular point in time, and help lenders evaluate your credit risk. Your FICO® Score can influence the credit that’s available to you and the terms, such as interest rate, that lenders offer you.
Credit Score FAQ
- What is a credit score?
- What is VantageScore®?
- How do I check my credit report?
- Why does my credit score fluctuate/change?
- Why is my credit score at Visions different from other scores I've seen?
- Why is my credit score not available in digital banking?
- Will receiving my credit score in digital banking or at a Visions branch impact my credit?
- How is my credit score calculated?
