PLAY IT SAFE WITH DEBT PROTECTION

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen...life happens. Help play it safe with Debt Protection, a voluntary loan-payment protection product.

Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances. Debt Protection could cancel your loan balance or payments up to the contract maximums if you experience a protected life event. Plus, our simple eligibility requirements help ease the enrollment process. 

Help lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life, including those caused by acts of war

  • Disability, including those caused by acts of war

  • Involuntary unemployment (certain restrictions apply)

Call your Loan Representative at 800.242.2120 and ask about protecting your loans today.


Need to file a claim? We’ve made it quick and easy.

To begin, please fill out a form claim here.

Or, if you prefer, call 844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.


CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.

Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.