Connect with a Debt Expert

This is the year … the year you get out of debt.

Visions can help with tools you can use to consolidate, reduce interest and lower payments.

Life happens … sometimes we use credit to extend spending limits or make ends meet. Multiple cards, loans and rates can add up over the years and become unmanageable. Whether you’re struggling to clean up college debt or splurged a bit during the holidays, a Visions debt expert can help get things under control with possible solutions like consolidating cards or leveraging your home’s equity.

Take Your First Step

Let us help you find the best fit for your budget. Simply fill out the form below and we’ll connect you with a debt expert who can match you with the right solution.

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Rather Meet Face-to-Face?

Find a branch near you, then stop in and ask to sit down with a Debt Expert.

Areas We Serve

New York Residents - If you live, work, worship, or attend school in Broome, Chemung*, Chenango, Cortland, Delaware, Otsego, Rockland*, Schuyler*, Tioga, or Tompkins Counties, or the cities of Rochester* or Syracuse, you can join.

Pennsylvania Residents - If you live, work, worship, or attend school in Bradford or Susquehanna County; the city of Reading*, portions of South Westmoreland* or North Fayette* Counties; portions of the Cities of Allentown*, Bethlehem*, or Easton*, you can join.

New Jersey Residents - If you live, work, worship, or attend school in Bergen or Passaic Counties; or portions of Essex*, Hudson*, or Union* Counties, you can join.

*Some restrictions may apply, ask a representative for exact geographic boundaries.


If you are an immediate family member to a current Visions member that makes you eligible for membership, too! Regardless of where they live, if your parents or siblings are members you qualify.

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The Fine Print

Visions Federal Credit Union

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