Special Business Services

Pension plans, wire services, money management, savings bonds – we offer it all.

Running a business is more than just taking in money and materials. You need to manage cash flow, settle taxes, and loans – and maybe it would be great to offer your employees incentives for their loyalty, like pensions or savings bonds.

We can help you with all of it.

Money Management


ACH Origination/Direct Deposit – This makes creating your own direct debit and credits simple and easy. Use it for payroll, bill payment and collection, and cash management transfers.

  • Setup charge: $75

  • Monthly maintenance: $15

  • Handling charge: $5 per file

  • Transactions: 5 cents

  • Return item charge: $20

Contact our Member Business Lending department at 607.321.0645, or Business Services Development officer at 607.321.0805 for details.

Treasury Tax & Loan Services

As of January 1, 2011, you must submit your Treasury Tax and Loan Service payment electronically.

Members with a business checking account can call 800.945.8400 to participate. You will need to provide:

  • The credit union transit and routing numbers: 221375378

  • Your nine-digit account number

Direct Deposit

Safe. Easy. Free. Visions Federal Credit Union will find simple arrangements that work for your business. With a direct deposit plan, your employees can allocate funds to any variety of credit union accounts each pay period.

To determine if direct deposit is an option for your business, contact the Business Services Development officer at 800.242.2120, ext. 10805.

Electronic Wire Transfers


Need to move some money? We can help.

  • Outgoing Domestic (U.S.) via Telephone $25,000 or Greater: $25 per transfer

  • Outgoing Domestic (U.S.): $20 per Transfer

  • Outgoing International - U.S. Dollars Currency: $30 per Transfer

  • Incoming U.S. Dollar Currency (only currency accepted): $15 per transfer

Savings Bonds

Reward your employees for their service or help them with bonds through an employee savings plan. It's a great way to help them save for the future.

Contact our Business Services Development officer at 800.242.2120, ext. 10805 and see how easily this employee benefit can become a reality.

SEPS - Simple Pensions

Visions' Simplified Employee Pension plans let you make tax-deductible contributions to your employees' Individual Retirement Accounts. It's a great employee benefit that builds loyalty. And loyal employees are more productive employees.

SEPs let employers like you take advantage of the much greater contribution limits than are available with regular IRAs. And there's no extensive record-keeping, government filing, or legal work required.

For details and eligibility requirements, visit any Visions branch office and request a SEP starter kit. Or call our Deposit Services/IRA Specialist at 800.242.2120, ext. 10542.

Business Credit Card

Business Services Brochure

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